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Episode 7: New Apps ($1.1k value in first year!), Gift Cards & Bank SUBs

Episode 7: New Apps ($1.1k value in first year!), Gift Cards & Bank SUBs

FromChurners Digest


Episode 7: New Apps ($1.1k value in first year!), Gift Cards & Bank SUBs

FromChurners Digest

ratings:
Length:
25 minutes
Released:
Jul 9, 2023
Format:
Podcast episode

Description

Companion post on my blog

~20% Uber Gift Cards


https://www.doctorofcredit.com/target-circle-15-off-uber-giftcards/


My recent applications


 Bank of America Premium Rewards Elite elevated 75k points for $5k in 3 months.


Link here


See for links on what counts for $300 airline credit (AA gift cards)


Net value after AF of $1.1k when maxed out due to double dips

Applied & approved no problem at 10/24 and 6/12 (max for BofA w/ relationship). If you can meet the MS, I recommend this over PR

$150 lifestyle credit has not tracked for HBO Max $150 payment


Called CS, rep said it should count and they submitted a request to get it reviewed and manually credited. Will update if it hits


Applied 6/20/2023, MSR met 7/7/2023, $750 points posted same day

Keep in mind BofA 12 month rule & others


https://www.doctorofcredit.com/things-everybody-should-know-about-bank-of-america/



 Chase Amazon Prime Visa $200 no spend


Referral

Applied at 10/24, initially sent to pending, called and found correct recon department. Card does not apply to 5/24 rule but will count towards 5/24

Rep quoted my denial reason (too many new apps OR too high limit with Chase). Explained I opened cards recently for travel coming up and wanted this new card for Amazon prime day. Asked to reallocate credit limits from other cards (have $21.3k with them). Reallocated and approved

Rep seemed very skeptical of my file but willing to help


Plan on applying to more cards until I finally get declined since my profile is already LOL


Bank SUBs hit my account


bankHometown $250, waiting on $50 EOY


https://www.doctorofcredit.com/ma-bankhometown-200-checking-bonus/#comment-1650033


PNC $400


https://www.doctorofcredit.com/pnc-up-to-250-400-checking-bonus/#comment-1628164

Will be closing account soon


Capital One 360 Performance Savings


90 day holding period over, will move money out to Juno for 5%

https://www.doctorofcredit.com/capital-one-100-500-savings-bonus-requires-10000-100000-deposit/



Capital One Venture 100k points links floating around. If you find one, get it!


https://www.doctorofcredit.com/capital-one-venture-100000-point-bonus/


Free $50 with Capital One shopping at Staples


https://www.doctorofcredit.com/ymmv-capital-one-shopping-50-back-on-staples-purchase/

I have this but Ink does not work. Be sure to read terms & conditions 


Laurel Road $300 + $20/m SUB


https://www.doctorofcredit.com/laurel-road-300-checking-bonus-25-per-month-available-nationwide-must-be-a-nurse/


Wells Fargo $325 SUB


https://www.doctorofcredit.com/wells-fargo-325-checking-bonus-available-online/


Expired 75% off DoorDash max $20 value


https://www.doctorofcredit.com/doordash-promo-codes-25-off-with-25off4u-20-maximum-savings/

Remove old Chase card then add new one and you can get another 3 months


Thinking of opening business for this podcast mainly to venture into Business accounts

Free Slurpee


https://www.doctorofcredit.com/7-eleven-free-small-slurpee-until-7-10-another-on-7-11/


Amazon Prime Day coming up


I will prob buy a Kindle Oasis

Check YMMV CC points on Amazon promo codes


https://www.doctorofcredit.com/amazon-shop-with-points-deals-renewed-through-prime-day-up-to-200-in-savings/



MooMoo referral


https://invite-code.moomoo.com/share?code=LNMRJFFM&inviter=73494782&global_content=%7B%7D&channel=4&subchannel=

$320-$460 after parking $5k

https://www.doctorofcredit.com/moomoo-invest-sign-up-get-a-free-stock-worth-3-200/


Network Change BofA CCR to MC for Curve support


PCed PR to CCR. Not allowed to PC and network change in same transaction. Card arrived in mail, called and did network change. Will receive card in 2-4 weeks. AFAIK only available for CCR

https://fearthez.wordpress.com/2023/05/20/topic-episode-curve-x-bofa-5-25-cash-back-on-all-spend/


$15 back on $25+ w/ GRUBPRIME at GrubHub 7/11-7/12 


https://www.doctorofcredit.com/amazon-prime-free-year-of-grubhub/




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Support this podcast: https://podcasters.spotif
Released:
Jul 9, 2023
Format:
Podcast episode

Titles in the series (39)

A place to hear updates about happenings in the churning space. I am using the term churning loosely here as I plan to share updates on bank/fintech updates, SUBs for banks and CCs I think are worth highlighting, and other topics related to the finance sphere I will also have an accompanying written companion for each episode on my site https://fearthez.wordpress.com/ as well as on the Simple Finances blog https://blog.simplefinances.net/fearthez/ Heavily inspired by https://thedailychurnpodcast.com with love Business email: churnersdigest@gmail.com Support this podcast: https://podcasters.spotify.com/pod/show/churners-digest/support