In financial circles, ‘debt is bad, and savings is good’ is a common refrain. But the truth is somewhat more complicated, and not enough people are educating themselves about how to properly use loans and other credit products to their advantage. Vlad Sherbatov is the President and Co-Founder of Smarter Loans, Canada's largest loan, and financial directory. He is also the host of the Smarter Money Show, the video podcast that helps people excel with money in life and in business. He is a passionate entrepreneur and business leader in the Canadian financial sector and was selected as a 2019 Top 25 Leaders in Lending by the Canadian Lenders Association. Vlad joins me on the show this week to explain how the right credit products can help propel you forward. You can find the show notes for this episode at https://maplemoney.com/160 Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.