Living frugally is a great way to get your spending under control and set a base to improve your personal finances. However, what's the point of cutting every expense and possibly retiring early if you aren't able to put your money to good use on the things you enjoy in life? Tanja Hester is the writer behind the blog Our Next Life and the new book Work Optional, and she's joining us to share her views on how we can be selectively hardcore in our money saving ways but be able to spend on quality items or experiences that align with our priorities. You can find the show notes for this episode at https://maplemoney.com/tanjahester  You may soon find yourself with a big tax refund burning a hole in your pocket. How should you spend it? The smartest thing you can do is invest it. In fact, put it right into your RRSP and get a jump start on your contributions. As a MapleMoney reader, get $10,000 managed for free when you open a new account or transfer your existing RRSP to our sponsor, Wealthsimple. Go to https://maplemoney.com/wealthsimple