Winter is coming to an end, so I apologize now for bringing up snowballs and avalanches, but there's also no better time than now to get out of debt. Jackie Beck is the creator of the app store hit, Pay Off Debt by Jackie Beck, which has helped over 53,000 people break free from debt. Today on the show, Jackie shares her debt story and explains the difference between and the debt snowball and the debt avalanche, and which one might be best for you to finally conquer your debt. You can find the show notes for this episode at https://maplemoney.com/jackiebeck  Today's sponsor is Wealthsimple. With no-fees on deposits and withdrawals and higher interest rates than the big banks, Smart Savings is a better way to save. You can find out more about Wealthsimple at https://maplemoney.com/wealthsimple