Have you wondered whether it’s better to go with a fixed or variable mortgage rate? And where should you go to get a mortgage - through your bank or through a broker? These are the questions thousands of Canadian home buyers are asking every day. My guest this week is a mortgage lending expert who can answer many of these questions. Jacob Perez is an Ontario-based real estate investor & mortgage agent. Jacob started investing in real estate at just 23 years old. Since then, he’s built a portfolio that’s worth more than 10 Million dollars. As a mortgage agent he helps his clients build wealth by reverse engineering the borrowing system to help people scale from 1 to 10 properties. He is in the top 0.5% of Mortgage Agents in Canada by production in only his first 4 years and owns the brokerage, Synergy Mortgage Group. You can find the show notes for this episode at https://maplemoney.com/178  This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don’t have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you’ve put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.