While AI has been around for decades there has never been more interest in this topic than there is today. In underwriting, some lenders have been using AI for a while but it is only recently that it has caught on for mainstream lenders.My next guest on the Fintech One-on-One podcast is Pankaj Kulshreshtha, the CEO and founder of Scienaptic (he was last on the show two years ago). A lot has changed in the last two years and they have seen tremendous adoption among credit unions, which we discuss in some depth.In this podcast you will learn:How he describes Scienaptic today.How much they emphasize the AI part of what they are offering.The process of migrating their clients from a manual process to an automated one.How the human touch can be maintained, or even increase, with more automation.Why credit unions have become the core focus for their technology solutions.What their credit unions are asking for most.How they work with existing loan origination platforms.What is involved in implementing Scienaptic's solution.The types of loans they are working with for their credit union partners.How they ensure their models remain free of bias.How their AI models are getting better over time.What Pankaj makes of the sudden interest in AI with ChatGPT.How they could augment some of this technology into their systems.How this technology is going to develop over the next 3-5 years.Connect with Pankaj on LinkedInConnect with Scienaptic AI on LinkedInConnect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes