Matt Marcus, the Co-Founder and Chief Product Officer at Modern Treasury is our special guest this week on episode 93 of the Leaders in Payments podcast. Matt was born in south Florida, moved to New Hampshire and attended Dartmouth College and now lives in San Francisco. Modern Treasury was formed when the three founders were responsible for the payment operations system at LendingHome realized that there was a need for a more robust scalable, solution that helps move money. In 2018 the founders completed Y Combinator and had their first customer in the fall of 2018.  Matt and I had a great discussion around today’s real-time payments solutions and what they will look like in the future.