This is the first episode of the Q1 2021 “The Pulse of Payments” series. My special guest this week is Krista Tedder, the Director Payments for Javelin Strategy and Research. During this episode we’re discussing how the payments industry will be affected by the new Biden administration here in the U.S. and the fact that the Democrats hold majorities in both the House and Senate. Krista talks about how interchange revenue could be regulated – both debit (again) and credit. She also covers topics like digital currencies, cannabis and online betting.     She also discusses what the payments industry will look like post Covid-19 as well her thoughts on the continuation of M&A activity and PE/VC investments.