Paolo Sironi is the Author of several books including “Financial Market Transparency” or “Fintech Innovation”. He is a Fintech Advisor for IBM, Fintech Thought Leader, co-host of the podcast “breaking banks europe”, and member of the advisory boards of several companies. In the past, Paolo founded his own fintech startup as a joint venture of German Private Bank Sal. Oppenheim and Fitch ratings. Before that he was working as Director of Risk Management at the large Italian bank Intesa Sanpaolo. We talk about his different books, the insights he gained from his research and how his views developed over time. Paolo shares with us the biology of how humans make investment decisions, the importance of financial market transparency and how banks and fintechs can leverage those insights to succeed in the coming years. This episode was recorded in December 2019. Links Paolo’s website: http://www.thepsironi.com/ Paolo’s LinkedIn: https://www.linkedin.com/in/thepsironi/ IBM: https://www.ibm.com/us-en/?lnk=fcc Breaking Banks podcast: https://breakingbanks.com/ Fitch Ratings: https://www.fitchratings.com/site/home Intesa Sanpaolo: https://www.intesasanpaolo.com/   As always, make sure you share the podcast with anyone you think might benefit from the information. And don’t forget to leave us a 5-Star review on Apple Podcasts or wherever you get your podcasts from. Please keep in mind this is not investment advice. Full disclaimer at the end of the podcast.  Luke, Leo & Andy