The real estate market is crazy right now, but if there’s one thing we learned from today’s episode, it’s that home ownership is absolutely still possible right now, and there’s not necessarily a “good” or “bad” time to get into the market — if you can afford to get in, start building that equity, boo! But is it *really* more expensive to get into the market right now with current lending rates, or do the costs even out in a cooler buyers’ market? Tune in for some stress-busting answers. As homeowners themselves, Gill and Cailyn both know how stressful it can be buying a first home, especially in a volatile economy. From hidden costs and mortgage options, to offer strategies when you find the right home for you, we get all the answers from licensed realtor, Alexandra Cote. Alexandra has been voted best realtor in Toronto in NOW Magazine’s Reader’s Choice Awards since 2016, and beyond helping her clients reach their real estate goals, she also works alongside the Government Relations and Affordable Housing Committees to create positive change in housing policies.Join us as we chat about:Gill and Cailyn’s journeys to home ownership Avoiding being “house poor” Navigating the current market and higher interest ratesPlans and incentives for first-time home buyersSetting a budget for your home hunt, and hidden costs to considerMortgage term options, finding a broker, and getting preapproved What to know about down payments Creating a winning offer strategyNegotiating conditions and inclusions in your offer We hope this episode helps you feel a bit more clear and confident on your road to home ownership!For show notes and more adulting tips, visit: teachmehowtoadult.caSign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultpodcast @yunggillianaire@cailynmichaanFollow us on TikTok: @teachmehowtoadultFollow Alexandra:thefoxteam.ca@alexandracote