Marc answers very late in life career decision questions with his trusty sidekick, Elizabeth Rabaey. You can learn about her career pivots in Episode 020. Listen in, for ideas to pivot your career very late in the second half of life!   Key Takeaways: [2:11] Elizabeth shares her story, and how Marc has helped guide her to her latest pivot, which has worked out well. Elizabeth invites listeners to listen to Episode 20, and connect with her on LinkedIn to share experiences. [3:23] Q1: I am 70 and retired when I was 52. I had a long career as a programmer and project manager. The money is starting to run out, and I need to go back to work. What do you think I should do? [3:40] A1: There are three factors. He retired about 1999 from a large technology company. He thought his retirement money would last forever, but the Dotcom bust blew that away. He also retired very young, without a plan. His skills are very stale. His network is largely retired, also. The technology space that he knew no longer exists. [5:14] Marc told him to find a problem to solve, and that started his brain going. He has entrepreneurial tendencies. Marc wanted him to find a problem he could develop into a business service or product. He has Social Security, so he’s not going to be out on the street. After 18 years being unemployed, at 70, no-one else is going to invest in him. [6:48] His most valuable skills acquired over the last 18 years have been the engineering things he has done on his property. He liked that answer, because it got him juiced. It’s never been easier to be an entrepreneur. Marc has a friend who has products manufactured in China, and has them shipped directly to Amazon Fulfillment. [9:51] Q2: I am doing informal research on analytics career paths. My company puts analytics professionals on a business management track. I understand some companies offer higher analytics professional positions. I want to continue to develop as an analyst. Do you have any ideas on a career path? [11:11] A2: IBM and other companies started doing this in the mid-90s. This gentleman is in his early 60s. Working for a government contractor. The company needs him in business development (sales) to get more contracts. They will not invest in his analytics career. They might invest in Millennials. [12:45] Marc asked him, “What do you want to be doing in five years, and what do you have to do to get there?” It could be retirement, it could be consulting, it could be getting certified to teach classes. This man is in supply chain, and that skillset will be needed in the automation world. [15:40] Marc will be doing a series of blogposts on “How will automation, AI, and robots destroy your career?” One of those will touch your career. There is a retail crash as a result of competition from Amazon and similar online companies. [17:06] Q3: I have spent the last 15-20 years as a lecturer at a public university. I feel like the future looks dim, as they continue to cut costs, move to part-time adjunct professors, and move coursework online. Where does someone like myself go? I’m very late in my career, and I think I’ll be pushed out soon. What should I do? [17:31] A: This is a composite of three conversations Marc had, all fit the same profile, 50 and above, and had the same circumstances. They had stayed at the university because of the tremendous amount freedom it offered. They took the summer off to pursue mission-driven endeavors. They enjoyed flexible office hours. [18:16] People from a college teaching environment typically do not make very good employees. Marc suggested to one to find a problem to solve, and look at stair-stepping his way to a new business (See Episode 14 with Taylor Pearson). The second case was in liberal arts. Marc steered him to UpWork and FlexJobs to do freelance while working. [19:16] The third individual was a dean at a public university. Many people in higher education receive enjoyment from the mentoring aspects of their jobs. That is not fo