In this BONUS episode I've brought back home loan expert Daisy Stephens from Finspo to talk us through exactly what we need to be doing if we're coming off a fixed home loan rate in the next 12 months. I've had so many of you tell me you're panicked at the prospect of your fixed rate ending next year and being spat out into the big wide world of high rates – panic not. This episode breaks down what you need to know.Highlights:- when to start thinking about speaking to your lender or broker- how to prepare your finances for a new home loan rate and/or a refinance- what to do if your circumstances change and you're struggling to make repaymentsHead to finspo.com.au to get started online.Head to Finspo.com.au to get started