On this week's show: A look at today's markets, the latest on CBDCs in the U.S. and around the world, ways you can invest in innovation, understanding the term duration and why you need to care about it, and Jean's word of the week. Also, I'll discuss the question, Is college really worth it? You've seen the letters QQQ in ads -- I'll talk to Ryan McCormack from Invesco -- their flagship ETF is Invesco QQQ. Let's get started with where we all are and the turmoil you've been experiencing personally and observing in the economy. There's one segment that is doing incredibly well -- very, very strong -- the U.S. dollar. When we compare the value of the U.S. dollar to other currencies around the world, we discover that our dollar is going up in value and other countries' currencies are going down in value. Well, is that a big deal? Isn't that good news? Well, not necessarily. Johnson & Johnson just reported that its profits are going down because the dollar is going up. The company says it generates half of its sales outside the U.S., so think about this: if you live in Europe, and you want to buy a product from J&J, you have to use your Euro to buy something that is manufactured in dollars. So the lower your Euro, the more of them you have to spend. In other words, you've got a big price increase for Johnson & Johnson products, even without inflation. J&J says that the strong dollar is costing the company $4 billion in sales. Microsoft and IBM are saying the same thing. A dollar, so far this year, is up 12%, so a strong dollar is actually bad news for American businesses trying to sell overseas.Ask Ric a question on his show.Visit The Truth About Your Future with Ric Edelman.