Recently you heard me talk about the president's student loan proposal, and you know that I strongly oppose the president's debt forgiveness plan. But all that said, there's no question that too many people owe too much money to student loans, and this dilemma is creating too much of a burden on them, as well as on our society overall, and our economy. So there's no question we do need to fix this situation. We do need to take action. But the loan forgiveness program proposed by the president isn't the right way to go about it; loan forgiveness should be offered, but for far fewer people, not 43 million who earn as much as a quarter of a million dollars each year.I'm really excited to bring on a very special guest to the program, my good friend Bob Pisani. You know him well. He's the senior markets correspondent for CNBC and he's just written a brand new book, Shut Up And Keep Talking: Lessons on Life and Investing from the Floor of the New York Stock Exchange. The book is out October 18. You can buy it right now on Amazon or your favorite bookseller.One of the things that we all kind of face with hesitation is our retirement. I mean, sure, we're going to age. We're going to eventually leave our job. It might be voluntary. On the other hand, it may be forced. Either way, we're facing one of the most radical lifestyle changes of our entire lives. I mean, think back to the last time you had such a radical change in lifestyle. Getting married certainly was one. Moving to a new home - that's a biggie. Having children - for sure. Getting a new job - that was a big one. But when's the last time any of those happened? Maybe decades ago. Well, now you're on the cusp of facing another lifestyle change: leaving your employment. And some folks enter this with the attitude of saying, my goodness, the best years of my life are behind me. I'm looking at a void. I'm looking at loss. What does this mean for my future? Is life over? And what am I going to be facing? Well, I've got two stories for you to demonstrate that life is just beginning as you age. Register for the October 20 webinarAsk Ric a question on his show