Most of today's DeFi lending and borrowing protocols have inflationary token models, don't capture or pass on the value the protocol generates, often lack cross-chain capabilities, and offer an overly complex user experience. Minterest changes that.  Having launched in September, following a $6.5 million from top-tier investors, the team is made up of ex-Cardano, Prysm Group, Chainlink, and IBM leaders and members with elite academic and technology credentials.  What sets Minterest apart from DeFi incumbents is that it is engineered from the ground up to capture the value it generates. By utilizing its buy-back mechanism, the protocol passes on 100% of revenue generated to its community of active participants. Josh Rogers, the CEO and Co-founder is an Australian entrepreneur with more than 20 years of experience as a serial entrepreneur. Josh has been a founding member of numerous start-ups, including COMindico, the world's first point-to-point IP telco (US$300M raise); Oriel Communications, the world's first micro-billing content engine including the world's first monetisation of Big Brother 2 content; Freelancer.com, and the world's largest freelance marketplace. In today's episode of Tech Talks Daily, Josh discusses why the Minterest protocol provides users with decentralized token money markets, combined with a uniquely fair incentive structure. He also shares how Minterest recaptures crypto's vision of creating a fairer, more egalitarian financial system and the industry's current issues.