Sean Harper is the co-founder and CEO of Kin, an insurance company built from scratch on modern tech to make it easier and more affordable to insure a home (especially in areas prone to extreme weather). The insurtech startup is on a mission to fix home insurance through intuitive tech, affordable pricing, and world-class customer service. Launched by seasoned financial tech entrepreneurs Sean Harper and Lucas Ward in 2016, Kin is committed to serving catastrophe-prone regions and coastal homeowners most impacted by climate change. As a self-proclaimed tech geek, Sean has spent his career developing apps to revolutionize antiquated industries. When he realized that the homeowner's insurance industry was still being managed unlike any other consumer financial products today (relying on paperwork, legacy IT systems, and distribution through local brokers), he saw an opportunity. Sean co-founded Kin as a tech-based insurance agency in 2016 and has grown it to a fully-licensed home insurance carrier supported by a team of over 100 employees. With a focus on world-class customer service, insurance literacy, and smart coverage, Sean and his team are changing the way insurance is done. I learn what inspired him to embark on this InsurTech startup journey? We also discuss how tech is changing the home insurance industry. But the impacts of climate change on home insurance too.