Listen to Roger's fascinating 30 minute interview on his evolving plan for a lawful banking system. Hello and welcome to the Sprit Guides.co.uk Network Radio Show with your host, Mark Chatterton. We are always open to speaking to people with alternative views to the way most people run their lives. So tonight we are pleased to welcome on the show, Roger Hayes of the Lawful Bank, who will be talking about a new way for people to look after their money outside of the present banking system. Roger is currently travelling around the country drumming up support for the Lawful Bank and he has kindly fitted us into his busy schedule to talk about the Lawful Bank. So a warm welcome to you Roger.

Before we talk about the Lawful Bank, could you tell us a little bit about your background and why you decided to set up the Lawful Bank.