Miguel Armaza sits down with Oliver Hughes, CEO of Russia’s Tinkoff Bank (LSE: TCS), one of the best fintech companies around the world. Tinkoff went public in the London Stock Exchange in 2013 and has since grown to a $22B market cap with close to 20 million clients. It has also inspired a generation of fintech founders, including David Velez from Nubank.In this episode, we explore:Story behind Tinkoff, challenges that led them to pivot, and how they’ve managed to thrive despite three financial crises since inceptionTinkoff’s internal innovation machine and a deep dive of Oliver’s thought process to making big decisions and rolling out new productsExciting recent developments and what drove them to expand internationally to Southeast AsiaOliver’s take on the future of fintech... And a lot more!Want more podcast episodes? Join me and follow 21 Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.Miguel Armaza is Host of the 21 Leaders Podcast, Author of the Fintech Leaders Newsletter, and Co-Founder of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp