In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses former Vice President and current Democratic Party presumptive nominee Joe Biden’s plans to support black businesses and homeownership.On Tuesday, Biden urged voters to support his plans to boost the economic prospects of black Americans, including an increase in homeownership.Biden reiterated the proposal he made during the heat of the primary campaign to create a new public credit reporting agency within the Consumer Financial Protection Bureau that would replace for-profit credit reporting companies like Experian.Biden also proposed establishing national standards for housing appraisals aimed at ending “the undervaluing of homes in African American neighborhoods,” without providing specifics.Additionally, he urged Congress to reserve half of all new relief funds for small businesses with 50 or fewer employees, a category he said includes 98% of all minority- and women-owned businesses.Following the main story, HousingWire Digital Producer Alcynna Lloyd covers a report from the Mortgage Bankers Association that indicates the nation’s banks now have the largest share of mortgages in forbearance, Zillow’s housing forecast that predicts home price declines throughout the rest of 2020, and the MBAs weekly applications survey, which reports an uptick in U.S. mortgage applications.The Daily Download examines the most captivating articles reported from the HousingWire newsroom. Each afternoon, HousingWire provides its readers with a deeper look into the stories that are not only chronicling the biggest announcements within the housing finance industry but are also helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd.HousingWire articles covered in this episode:Biden urges support for black businesses and homeownershipBanks have the biggest share of mortgages in forbearanceZillow predicts small home price drop through rest of 2020Americans are buying homes again, mortgage data shows