In today’s Daily Download episode, HousingWire covers Democratic Presidential Nominee Joe Biden’s proposed $15,000 first-time homebuyer tax credit.For some background on the story, here’s a summary of the article:Former Vice President Joe Biden has proposed a $15,000 tax credit to help first-time homebuyers purchase a property. As is typical for campaign proposals from either party, the details remain to be fleshed out. And before any tax credit would be put in place, it would have to be hashed out in a bill passed by Congress, which controls U.S. tax policy.Biden’s proposal, as explained on his campaign website, is: “Help families buy their first homes and build wealth by creating a new refundable, advanceable tax credit of up to $15,000. Biden’s new First Down Payment Tax Credit will help families offset the costs of home buying and help millions of families lay down roots for the first time.”In some ways, it’s similar to the $7,500 tax credit created by the Housing and Economic Recovery Act signed by President George W. Bush in July 2008. The credit was raised to $8,000 the following year in a bill signed by President Barack Obama. The programs expired in 2010.Following the main story, HousingWire covers what lenders are doing about refinance loans that were already locked with closing dates after Sept. 1 since the Federal Housing Finance Agency delayed the adverse-market refinance fee. The podcast also discusses why sales of large homes are skyrocketing as homeowners seek out more space.The Daily Download examines the most compelling articles reported from the HousingWire newsroom. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by the HW team and produced by Alcynna Lloyd and Victoria Wickham.HousingWire articles covered in this episode:Biden's $15,000 first-time homebuyer tax credit explainedRefi fee is delayed, but what are lenders doing about already locked loans?Sales of large homes skyrocket as homeowners seek more space