At 15 years old Spencer Vann shattered his ankle playing basketball, and his entire identity of being a basketball player was gone. Very soon after recovering Spencer began attending local business/real estate meetups, where he went on to meet David Church. David taught Spencer about a secret way to make money called Surplus Funds, Which is essentially where you can make money by giving money away. Top 3 Value Bombs: 1. Come in open and ready to learn. You may think you already learned a lot. Take a step back and ready to learn when there’s an opportunity. 2. Banks get rid of the excess money to the state from foreclosed properties. There’s an opportunity there to come in and get the money back to someone who needs it and have an estate to restart their life with. 3. While we know that you can do everything in this world. You can even represent yourself in court. But the reality is, most people don’t have the specialized knowledge to do things. Visit Spencer’s YouTube channel and access a ton of free training about surplus funds - Spencer Vann's YouTube Channel Sponsors: HubSpot: A platform that’s easy for your entire team to use! Learn how HubSpot can make it easier for your business to grow better at Hubspot.com! Zapier: Connect all your apps, automate routine tasks, and streamline your processes so you can free up your time. Try Zapier for free today at zapier.com/fire! Thrivetime Show: Is this your year? Visit ThrivetimeShow.com/eofire to see how Clay Clark’s business coaching helps thousands of entrepreneurs to dramatically increase profitability.