A millionaire mom and retired before 50, Jackie Cummings Koski, is on this week’s podcast episode sharing her path to financial freedom. She went from poverty to wealth and learned a lot about investing along the way.   Throughout most of her career, Jackie made less than six-figures a year. She prioritized saving and investing and reached her financial independence number three years before planned. Jackie created a resilient investment portfolio that continued to grow even in uncertain times like today. In this podcast episode, Jackie shares her tips about how to keep calm and survive the current market turmoil. In this episode you’ll learn: What is financial independence (FI) and how to calculate your FI number Different ways to learn about investing so you can invest with confidence How to reduce your taxable income The first place where you can start investing What is a Health Savings Account (HSA) and how to use it The best times to double down in the market, and more  Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up. Other related blog posts/links mentioned in this episode: Jackie was on Episode 40. Take a listen and learn about the Health Savings Account, the ultimate investment, and retirement account. Want to know how compound interest works? Check out this compound interest calculator. Check out Jackie’s book, Money Letters 2 My Daughter. Her book about money and personal finances includes easy to understand advice and guidance on some of the most important financial issues consumers face today. Get the Free Journeyer Jump Start Guide here Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jackie: Website Instagram: @FInomenal_Woman Twitter: @MoneyLetters2 Facebook: @Jackie.CummingsKoski Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club  Jumpstart Guide