In this week’s podcast episode, Zero shares her amazing story of adversity and triumphs. She saved half her income when she made $60,000 a year in New York while also navigating health challenges. In her twenties, she had brain surgery and doctors told her she may not be able to work or live independently. Instead of surrendering to her prognosis, she got through her recovery and moved to New York City.  Not only did Zero find a job, but she went from making $37,000 a year to $75,000 in a short period. Zero maximized her income when she was making less, so she was able to max out her retirement savings when she earned more money. Zero saved $100,000 by 30 and recently quit her job to become a full-time entrepreneur. She continues to navigate her health challenges but has never allowed them to limit her abilities or accomplishments on her journey to financial freedom.  In this episode you will learn: How to boost your income so you can max out your savings Ways to save on taxes and medical expenses  The power of a positive perspective and money mindset How to save, invest, and survive on less in New York City and so much more Other related blog posts/links mentioned in this episode: If you liked this interview with Zero, you may also enjoy episodes 52 and 84 with Tanja Hester from Our Next Life.  Finding Adventure and Happiness on Your Journey to Financial Independence with Tanja from Our Next Life--Episode 52 How To Achieve A Work-Optional Life & Retire Early with Tanja Hester--Episode 84  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Zero: Instagram:@zero2fi Twitter:@zero2fire Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Money Launch Club