Paying off debt is essential to getting back on track with your finances. Not only will you remove a large expense every month, but the mental freedom is priceless. That’s exactly what Whitney did by working two jobs and sticking to a tight budget. By being intentional and mindful of her spending, she was able to pay off all her debt and now owns a personal finance business. Her business now makes more money than her full-time job, which means she now gets to live on her terms and work on her business. Whitney’s hacks to paying off debt are unique and insightful, a huge help to anyone working towards paying back their debt. Here are the main topics we talked about in the episode: Whitney’s background Her journey to managing money How she paid off her $30,000 in debt in 10 months Her online business Her journey to paying off debt How she was working 2 jobs Her different tricks to paying off debt How she set her goals How to be intentional about your finances Using a holistic overview The importance of keystone habits How to set SMART goals Investing when in debt How it differs from case to case Starting an emergency fund Why it depends on how long you’ll be paying off debt Her personal finance goals Why she’s leaving her full-time job Her business goals Getting started with real estate investing Other related blog posts/links mentioned in this episode: Whitney’s Blog The Money Nerds Podcast The Money Summit The Power of Habit by Charles Duhigg Dave Ramsey Leave me a voicemail- Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch my CBS News Segment  Watch me on News12  Watch my latest segments on News12 My One on One Money Coaching Services - Get my personalized 1on1 money coaching expertise to help you reach your financial goals Connect with Whitney: Whitney on Twitter Whitney on Instagram  Whitney on Facebook Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group