Let's talk about credit cards. It's easy to get a credit card, but wow, they sure can cause a lot of emotional stress and a monkey wrench in your money plan. This pandemic has shown that it’s both good to have credit cards because who saw this thing coming, but also that you need a strategy to win at the credit card game.Beverly Harzog, the Credit Card Expert for U.S. News & World Report, is here to pull back the curtain and share the credit card secrets you need to know.What You'll LearnWhat can you do if you are having trouble paying your credit card minimum paymentSteps to take to pay down credit card debtHow to think about credit cards (should you love them or hate them)How do credit cards play into your overall credit scoreHow to figure out what credit cards are best for youWays to avoid paying late fees and annual feesCan you use your credit card and avoid paying for car rental insuranceLinksBeverly Harzog on U.S. News & World ReportBeverly's booksPodcast SponsorsThanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com.Thanks to the Money Mindset Journal for sponsoring this episode. To buy the journal on Kickstarter head to bit.ly/mmjkickstarter.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet SocialShannah on TwitterShannah on Instagram