How to make sure you get the best value for money on Christmas travel, gifts, decorations and food and drink. We're just 12 weeks away from Christmas. That might seem like a long time, but it'll creep up on you faster than you think - meaning it's a good time to start thinking about how much you'll spend. In fact, even if you're reading this in November in December, or just want to get well ahead of Christmas 2019, it's never too late or early to follow the tips in this article. So here's a checklist of the main expenses, along with tricks to bring down their cost, plus some tips to help you pay for everything. More on https://becleverwithyourcash.com/cashchats69/