On this episode, Brett & Karisse dive in to a topic they get asked about a lot from CNP merchants: Account Takeovers. They start out by defining account takeovers, explaining why it's growing, the evolution of account takeover from both the fraudster and merchant perspective. Brett also shares characteristics of victims that are most attractive to fraudsters like gender, BIN, location, etc. Karisse then talks about how the information targeted for data breaches impacts ATO tactics and targets and both discuss why it's so important (but difficult) for merchants to work together to fight newer fraud tactics, and provide a few examples of how that can be done. They also share:-How fraudsters use proxy servers to commit ATO-The impact of ATOs on merchants and legitimate consumers-Different types of ATOs impacting CNP merchants such as brute force attacks, credential stuffing, using card on file, utilizing account purely for legacy of account & how they impact different types of merchants-Strategies, tools & processes that have been helpful to CNP merchants to reduce & prevent ATOs-Best practices for continually evaluating fraud service providers and ensuring they're helping you fight the current fraud tactics your company is experiencingFollow Online Fraudcast on Twitter, Instagram or Facebook; Follow Brett and Karisse individually on LinkedIn and contact us at Info@onlinefraudcast.com  Learn more about your ad choices. Visit megaphone.fm/adchoices