Do you have an old 401k with a former employer that’s just sitting and sitting?  What if you could make one simple change to those funds… and generate FAR BETTER returns for yourself without any ongoing effort?  I’m Bryan Ellis.  I’ll tell you exactly how to tap the treasure of your old 401k right now in Episode 95.----------Hello, my friends!  Family vacation time is nearing an end, as I’ll be heading back home from our family’s summer getaway in Northern Michigan.  It’s beautiful up here, and the weather has been really great as well.  And it’s always great to get to spend time with my family.But I’m nearly fully recharged at this point, and I’m looking forward to sharing some amazing things with you in the next few weeks.Frankly, I’ve got a real challenge on my hands.  There are a couple of topics that I DESPERATELY want to discuss with you, because those topics are ninja-level strategies for maximizing your self-directed 401k or IRA.  I GUARANTEE you’ve never heard anyone talking about these strategies before.  But the reality is this:  At least two of those topics aren’t particularly well suited for discussion in public.  Either they don’t apply to everyone – like the strategy for doing a basically tax-free traditional-to-Roth conversion, which can save you HUNDREDS OF THOUSANDS or MILLIONS of DOLLARS, but is only relevant for those of you with at least $500,000 or more in your account – or the strategy I call the “SDI Compound Account” which works like a 401k or IRA but allows you to take a deduction on the front end – like a traditional retirement account- AND on the back end – like a ROTH retirement account.  That one lets you truly have your cake and eat it too… but it’s legally complex, and so not a great fit for everyone.Now, one thing I have decided is this:  I’m going to share ONE of those strategies at my upcoming Summit for Affluent Investors.  This particular event – called the Passive Property Flipping Summit – is coming up very, very soon and is a free event for investors who are financially qualified.  At that event, we’re going to focus quite exclusively on our Passive Property Flipping program, whereby our affluent investor clients profit from the huge opportunity that exists in short-term real estate flips performed by my team of real estate professionals who have brain surgeon-level experience and a track record of overwhelmingly consistent success.  In fact, we closed 2 more deals in the past week and I’ll tell you about those very soon, but suffice it to say:  Our investor clients are doing very, very, very well for themselves.If you’d like to know more about the Passive Property Flipping Summit – the only event where I’m going to speak about either the tax-free Traditional-to-Roth conversion, or the SDI Compound Account that’s like a combination of the best elements of a Traditional and Roth retirement account, then go right now to S3Flip.com.  Note – you should not attend the Flipping Summit if your only objective is to learn those strategies.  Even though it would be totally worthwhile for you to do so, the fact is, that event is explicitly and exclusively for our clients who recognize the opportunity in PASSIVE property flipping, where the only real involvement for our clients is to fund the transaction, and nothing more.  So again, please visit S3Flip.com right now.So… on to dealing with that old 401k that’s taking up a bit of space in your consciousness… and for no good reason.  Let’s set the stage.  You changed jobs last year… or 5 years… or 15 years ago… and you had a 401k at that employer.  But rather than transferring that 401k to your new employer or – even better – doing something REALLY SMART with that money, you’ve just let it sit.  And sit.  And sit.So far in 2015, that’s been a pretty awful idea, hasn’t it.  Because that money is quite certainly invested in stocks.  And do you know what the S&P500 has done year to date?  Absolutely nothing.  I mean, literally at the moment I checked the