Original Show Notes: John Mitchell talks about couples joining money   LPL Financial is one of the leading financial services companies and the largest independent broker/dealer in the nation as reported by Financial Planning Magazine, June 1996-2017. For about four decades, the firm has served as an enabling partner, supporting financial advisors in their goals of protecting and growing their clients’ wealth. Today, we are speaking with John Mitchell. John Mitchell is a registered representative with, and securities are offered through LPL financial, Member FINRA/SIPC.  Investment advice offered through 360 Wealth Management, a registered investment advisor. 360 Wealth Management is a separate entity from LPL Financial Welcome, John! [1:19] Tell our listeners a bit about your personal life. ·      Husband and father ·      Lives in Oklahoma [2:4] What financial mistake have you learned the most from? ·      Spend the same dollar twice ·      Overestimated income [3:11] How did you get started as a CFP? ·      Worked for insurance company ·      Felt confined ·      Wanted to help people [4:6] When do you think is the best time for a couple to start a shared account? ·      Money has no meaning ·      Shared goals [6:49] What advice would you give to a couple that is having trouble compromising on what needs to be paid off first? ·      Don’t lose sight on wanting to become debt free ·      Date night chat ·      Why each debt is important [11:14] What would you say to a couple that has totally different views on money? What advice do you have for them? ·      Understand significant others’ family money culture [16:50] How does credit come into play once you are married? ·      It’s a tool ·      Plan what you use your credit on [19:0] What are some positive ways to talk to your partner if they are overspending? ·      Don’t do it when you’re mad [21:24] What are some common mistakes that you see people making with their money? ·      Credit- making long term commitments quickly [22:44] Tell us a bit about LPL Financial- what are its goals? How can it help our listeners? ·      Largest broker dealer ·      All offices are independent Sponsors [23:46] Chain of Wealth – Want to get out of debt easily? We’re written an easy to understand debt guide to help you learn all the tips you need to get out of debt. If you’re enjoying this podcast, don’t forget to subscribe, rate and review! Value Link Round (VLR) [24:11] Why do you think that people fail at achieving their financial goals? ·      Weight loss analogy ·      Change lifestyle [27:19] What books or other podcasts do you recommend to our listeners? ·      Managing your money for Dummies ·      Personal Finance for Dummies [28:48] What is the best advice someone ever gave you? ·      Money creates problems that more money can’t solve [29:49] What is your favorite word or quote? ·      More is usually not a good answer [30:0] Where can our listeners find you? ·      Google: LPLFinancial- John Mitchell ·      Values-based-planning.com ·      Facebook ·      Twitter The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.  There is no assurance that the techniques and strategies discussed are suitable for all individuals or will yield positive outcomes Support this podcast at — https://app.redcircle.com/shows/11f32da4-3081-471f-bf51-ea341b89ab1d/tip