Original Show Notes: Getting Out of Debt   Today we have Jennifer Smith with us. Jennifer is the founder of the blog, Saving with Spunk. She is an acupuncturist by day and a blogger by night. She created the blog in the efforts of paying off debt while still having fun. Jen and her husband were able to pay off over $78,000 worth of debt. They have been debt free since August 2017! Welcome Jen! [2:2] What are you doing with your money now that you’re debt free? ·       Saving and investing ·       It took time to figure out what to do with it [3:40] Tell us your student loan/ debt pay off story- what did you do? How long did it take? ·       Talked about debt for first time when got engaged ·       Travis wanted to pay off debt and Jen did not ·       Realized that the debt would be a hindrance ·       Paid debt off in 23 months [9:16] Do you have a favorite post? ·       It did not take too much time ·       13 cats who totally get your debt pay off struggle [10:35] On your resources page, you list a host of places to save. What are a few of your favorite apps you use to save? ·       EveryDollar- free budgeting app [13:25] What is one thing you wish you would have known back when you were paying back your loans? ·       I wish I had known how good debt free feels Sponsors [18:1] Chain of Wealth– Check out our free debt guide and join our free facebook group. Be sure to check it out and learn how to save thousands! If you’re enjoying this podcast, don’t forget to subscribe, rate and review! Value Link Round (VLR) [18:27] Why do you think people fail at achieving their dreams? ·       They fail one day and then they think they’ll always fail ·       Failing is normal ·       Everyday you fail a little less [19:0] Do you have any books or podcasts you can recommend to our listeners? ·       Podcast: The Choose FI, The One Thing, ·       Book: The One Thing [19:52] Do you have a favorite quote? ·       Expect more than others think is possible [20:18] Any other last piece of advice? ·       Don’t try to go 0 to 100. Just try to be a little better everyday. Support this podcast at — https://app.redcircle.com/shows/11f32da4-3081-471f-bf51-ea341b89ab1d/tip