Today we have Mr. & Mrs. WOW from the quirky and fun pf blog, Waffles on Wednesday. Here is where they talk about everything from saving for retirement, awesome trips they’ve taken and sharing a piece of their story with the world! Welcome [2:14] So, first- the name. where did you think of it? ·       Tons of families sit on the weekend and make a breakfast ·       They decided on the name as they would love to be able to have Waffles on Wednesday ·       This has become a thing in the PF community- people tweet them pictures J [5:41] You recently went to South Africa! What did you think of it? ·       Quite an experience ·       Got caught off-guard a lot ·       Similar to SF in quite a few respects ·       Recent history was quite intense [14:21] What is your plan to finding financial independence? ·       FIRE bloggers that never had a set retirement/FIRE date ·       Made small changes to savings and spending ·       Being super passionate about careers change your perspective, Mrs. WOW loves what she does [19:3] Do you have a favorite post you have written? Why? ·       Article they collaborated on- took a rap song and made it FIRE ·       Was created for themselves not the readers [22:40] If you could go back and tell your younger self something- what would it be? ·       Mr. WOW- Before discovering FIRE- would have started earlier, also bought an expensive car. ·       Mrs. WOW- Pay attention to not assuming “Everything will be ok” – tracking expenses are so important. Sponsors [28:27] Value Link Round- If you have any student loan debt head over to chainofwealth.com/credible to get $200 off your loans if you refinance with them Value Link Round (VLR) [28:55] Why do you think people struggle to achieve their dream? ·       Mr. WOW- People struggle to detach the current state to the future state ·       Mrs. WOW- People don’t believe in themselves [32:10] Do you have any favorite books or podcasts? ·       Podcast: Countdown to FI ·       Podcast: Mr. Groovy’s [34:47] Do you have a favorite quote? ·       When you are in a hole stop digging ·       The best time to plant a tree is 10 year ago and the second best time is today [34:19] Any last advice? ·       Great waffle recipe on the website ·       Personal finance is personal – find what works for you Support this podcast at — https://app.redcircle.com/shows/11f32da4-3081-471f-bf51-ea341b89ab1d/tip