You may think of credit cards as dangerous and something that should generally be avoided, but they can be a super helpful financial tool when used smartly and in moderation. On this episode we’ve got a pair of experts to help us do just that: first up, fan-favorite Erin Lowry, better known as The Broke Millennial! Then, in our second segment, we call up an expert in the art of finding the RIGHT credit card: Matt Schultz, head analyst for CreditCards.com.Learn more about your ad choices. Visit megaphone.fm/adchoices