Imagine losing both your parents at age 15, then fast-becoming the head of household with two other siblings, paying a mortgage, car insurance and college.  Our guest today, Carlvin Dorvilier says life's challenges didn't happen TO him, they happened FOR him. They gave him the opportunity to grow up quickly, think strategically and realize that he can help inspire so many people with his personal story. Happy to report that today, Carlvin is 26, living in New York, working full-time and maxing out his retirement savings!To learn more visit www.somoneypodcast.com.