Paula Pant has seen it all and learned a thing or two... thousand. Today, we sit down and chat with her about, well, everything. Paula shares her habits, her take on journaling, and her morning routine. We delve into her fascinating backstory with money and her foresight to start investing in herself right out of college—when she was only making $21,000/year! Paula hasn't stopped since, and her choices have allowed her to lead a pretty spectacular life. For one thing, she discovered freelancing, and learned that it's possible to generate income outside a W-2 position. Freelancing led to entrepreneurship in the form of a marketing agency, which led to a six-figure income. But true happiness came when she stepped back from the agency to focus full time on her passion, her website, which she dubbed AffordAnything.com. No topic is off limits in this candid chat with Paula. We even talk about her now-famous podcast episode where her guest, personal finance guru Suze Orman, had a lot of (not so great) things to say about the FIRE movement. In This Episode We Cover: The first thing she does to start her morning The notion of habit stacking Her stream of consciousness journal and gratitude journal Her approach to writing blog posts How habits impacted her success What productivity really is What fake frugality is How much your time is worth On outsourcing time Paula's background story How she discovered freelance The power of self-employment On living with roommates until she was 31—with a net worth of over $1 million dollars The advantage of freelancing as a writer Low lifestyle expenses Her six-figure content management business Her approach on portfolio design and assets management On retirement accounts  Properties she owns What happened after she wound down her content marketing business Assessing the reality of the current career track And SO much more! Links from the Show BiggerPockets Podcast 035: Quitting Your Job, Lifestyle Design, and Being a Traveling Landlord with Paula Pant Fincon Laura Vanderkam BiggerPockets Money Podcast 55: How to Quit Your Job and Travel the World with Millennial Revolution eHow Jemstep BiggerPockets Podcast Afford Anything - #153: WHY I HATE THE FIRE MOVEMENT, SAYS SUZE ORMAN Suze Orman Get Rich Slowly