Confessions of a Shopaholic: A Novel
3.5/5
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About this ebook
“Sophie Kinsella keeps her finger on the cultural pulse, while leaving me giddy with laughter.”—Jojo Moyes, author of The Giver of Stars and The Last Letter from Your Lover
Becky Bloomwood has a fabulous flat in London’s trendiest neighborhood, a troupe of glamorous socialite friends, and a closet brimming with the season’s must-haves. The only trouble is, she can’t actually afford it—not any of it. Her job writing at Successful Saving magazine not only bores her to tears, it doesn’t pay much at all. And lately Becky’s been chased by dismal letters from the bank—letters with large red sums she can’t bear to read. She tries cutting back. But none of her efforts succeeds. Her only consolation is to buy herself something . . . just a little something.
Finally a story arises that Becky actually cares about, and her front-page article catalyzes a chain of events that will transform her life—and the lives of those around her—forever.
Praise for Sophie Kinsella and Confessions of a Shopaholic
“Kinsella’s Bloomwood is plucky and funny. . . . You won’t have to shop around to find a more winning protagonist.”—People
“If a crème brûlée could be transmogrified into a book, it would be Confessions of a Shopaholic.”—The Star-Ledger
“A have-your-cake-and-eat-it romp, done with brio and not a syllable of moralizing. . . . Kinsella has a light touch and puckish humor.”—Kirkus Reviews
Sophie Kinsella
Sophie Kinsella es el pseudónimo de Madeleine Wickham, escritora británica y antigua periodista financiera. Kinsella es la autora de las novelas No te lo vas a creer, La reina de la casa, ¿Te acuerdas de mí? y Una chica años veinte, además de la popular serie protagonizada por Becky Bloomwood, «Loca por las compras», de la que se han vendido millones de ejemplares y ha sido traducida a más de treinta idiomas. Sophie confiesa que le encanta ir de compras y la vuelven loca las rebajas, pero asegura que siempre paga las facturas, solo viaja a Nueva York por razones culturales y mantiene una excelente relación con el director de su banco.
Other titles in Confessions of a Shopaholic Series (10)
Confessions of a Shopaholic: A Novel Rating: 4 out of 5 stars4/5Shopaholic Takes Manhattan: A Novel Rating: 4 out of 5 stars4/5Shopaholic Ties the Knot: A Novel Rating: 5 out of 5 stars5/5Shopaholic & Sister: A Novel Rating: 0 out of 5 stars0 ratingsChristmas Shopaholic: A Novel Rating: 4 out of 5 stars4/5Shopaholic & Baby: A Novel Rating: 0 out of 5 stars0 ratingsShopaholic to the Stars: A Novel Rating: 0 out of 5 stars0 ratingsMini Shopaholic: A Novel Rating: 4 out of 5 stars4/5Shopaholic on Honeymoon (Short Story) Rating: 3 out of 5 stars3/5Shopaholic to the Rescue: A Novel Rating: 0 out of 5 stars0 ratings
Read more from Sophie Kinsella
The Burnout: A Novel Rating: 4 out of 5 stars4/5What Does It Feel Like? Rating: 4 out of 5 stars4/5The Party Crasher: A Novel Rating: 4 out of 5 stars4/5Love Your Life: A Novel Rating: 3 out of 5 stars3/5The Undomestic Goddess: A Novel Rating: 0 out of 5 stars0 ratingsCan You Keep a Secret?: A Novel Rating: 5 out of 5 stars5/5I've Got Your Number: A Novel Rating: 4 out of 5 stars4/5I Owe You One: A Novel Rating: 4 out of 5 stars4/5Wedding Night: A Novel Rating: 3 out of 5 stars3/5My Not So Perfect Life: A Novel Rating: 4 out of 5 stars4/5Surprise Me: A Novel Rating: 4 out of 5 stars4/5Remember Me?: A Novel Rating: 4 out of 5 stars4/5Twenties Girl: A Novel Rating: 4 out of 5 stars4/5Finding Audrey Rating: 4 out of 5 stars4/5
Related to Confessions of a Shopaholic
Titles in the series (10)
Confessions of a Shopaholic: A Novel Rating: 4 out of 5 stars4/5Shopaholic Takes Manhattan: A Novel Rating: 4 out of 5 stars4/5Shopaholic Ties the Knot: A Novel Rating: 5 out of 5 stars5/5Shopaholic & Sister: A Novel Rating: 0 out of 5 stars0 ratingsChristmas Shopaholic: A Novel Rating: 4 out of 5 stars4/5Shopaholic & Baby: A Novel Rating: 0 out of 5 stars0 ratingsShopaholic to the Stars: A Novel Rating: 0 out of 5 stars0 ratingsMini Shopaholic: A Novel Rating: 4 out of 5 stars4/5Shopaholic on Honeymoon (Short Story) Rating: 3 out of 5 stars3/5Shopaholic to the Rescue: A Novel Rating: 0 out of 5 stars0 ratings
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Reviews for Confessions of a Shopaholic
3,541 ratings138 reviews
- Rating: 3 out of 5 stars3/5
Nov 5, 2024
I was really interested in reading this because I love a good series. This one has so many books in the series that I thought it would be fun to pick up. It was just okay. Nothing fantastic, but easy to get lost in. - Rating: 3 out of 5 stars3/5
Aug 15, 2022
A carefree book, perfect to read with no other intention than to entertain yourself for a while and laugh at the absurd situations we create and believe when we want to.
To read between dramas ?
No more. (Translated from Spanish) - Rating: 5 out of 5 stars5/5
Feb 8, 2022
This is the book that started my obsession with Becky Bloomwood and Luke Brandon. I've loaned this book out more than any other. Hilarious! And I do NOT like shopping. - Rating: 4 out of 5 stars4/5
Sep 10, 2021
This story is about a girl who likes to shop. And shop, and shop, and shop! Only problem is that she can't afford any of it. And girl is not about the cheap stuff either! She wants the beautiful and name brand. She wants people to look at her and notice the things she has. In a way, the first part of this book is very sad. She is drowning in debt, she has no real focus in life, she has debt collectors hunting her down, and she is just generally missing something in life. That is where shopping comes in. She shops to fill that void in her life. She tries to quit cold turkey. She tries making more money. Nothing seems to work out for her. It's only after she discovers something important, and that means something to her, does she start to really grow up and make some changes in her life. I hate to admit that I saw a lot of this character in myself. We do a lot of the same kind of things like shopping to cheer ourselves up, or flipping from one thing to another to another that we want to do with our lives, or even just the fact that she makes all these plans and figures out how the whole rest of her life will play out because of this new plan just to either change her mind or something not work out and then it is time for an entirely new life plan. - Rating: 3 out of 5 stars3/5
Jul 22, 2021
I usually love all of Sophie Kinsella's books but I had already seen the movie of this and its just very slow and repetitive. The best part was the ending. - Rating: 4 out of 5 stars4/5
Mar 15, 2021
I’m glad that this was not the first book I read by Sophie Kinsella. Although it was enjoyable, I do not think it was her best work. I will probably continue the series as I am curious about the characters, but I definitely enjoy her newer books better. I know I’m extremely late coming in on the series but I think that’s beneficial since I’ve been able to read more stuff by her and I know she writes better books-Without the whiny, spoiled characters. - Rating: 5 out of 5 stars5/5
Mar 6, 2021
A hilarious start to the Shopaholic series; I am good and hooked now. Kinsella's usual wit and storytelling skills shine through this book as usual - I can't wait to pick up the second book! - Rating: 3 out of 5 stars3/5
Feb 15, 2020
I almost didn't finish this book. I kept hoping the story would feel more realistic so the protagonist would be more relatable. The premise of Rebecca working as a financial "expert" with no actual education seemed incredulous. Although the story is meant to be humorous, I honestly couldn't find humor with her extreme financial difficulties until I was over half way through the book. I felt like some one should be providing an intervention for her! The ending of this novel did pave the way for the other books in the series. I am looking forward to reading more about Rebecca as her character developed more "dimension" for me towards the end. - Rating: 3 out of 5 stars3/5
Oct 27, 2019
At first I thought I would hate the book, it seemed to be so repeatative of the type of story line of the Devil Wears Prada. But I actually liked the book, and am willing to read more of the serious. It made me think about how I don't want to get into the troubles that Becky Bloomwood got into with her shopaholic ways. Boy, could i really do that, but thank goodness there is a person such as Matt in my house.
But, I also learned that Becky when she does hit rock bottom bounces to so much of a higher level that it is all good in the end and makes you want to live more of your life not just being stagnant but reaching to your best potential. Hummm,I wonder what that is!? - Rating: 3 out of 5 stars3/5
Sep 13, 2018
3.5 stars for it's occasional fun and wit, as I couldn't help but laugh at the character's outrageous excuses to go shopping at times. The voiceover for the audiobook was especially great, a perfect choice for the character. The storyline, however, lost its momentum in places ... things just a bit too monotonous. I did find pleasure in the ending and would have enjoyed hearing more about the hunk she ended up with. - Rating: 5 out of 5 stars5/5
Mar 4, 2018
Re-read this for the zillionth time. While some of Kinsella's later books are more nuanced, the throwback appeal of this, the first of her books that I read, is very strong. - Rating: 5 out of 5 stars5/5
Jan 15, 2018
This book was hilarious and absolutely adorable! Sophie Kinsella is a great author. - Rating: 3 out of 5 stars3/5
Nov 25, 2017
Confessions of a Shopaholic was certainly a charming and entertaining book to read. In this first installment in the popular series, Rebecca Bloomwood, a finance journalist for a respectable magazine, has a keen eye for fashion and a strong attraction to sales. She is a shopaholic in every sense of the word; whether she is celebrating or trying to drown her sorrows, Rebecca finds comfort and relaxation in shopping. With the bank and credit card companies hot on her heels, Rebecca tries a variety of methods to resolve her growing financial woes, fumbling and falling back into old habits each step of the way. Rebecca is a fun and interesting character but her imagination and creative solutions all too often get her into deeper trouble. I found myself slapping my forehead in disbelief at Rebecca's antics and laughing out loud at the same time. I actually thought the book had a good lesson to be learned underneath the lightness of the entire story; however, the fairy tale ending dampened any deeper meaning that might have been there to begin with. This was an enjoyable reading experience overall. - Rating: 4 out of 5 stars4/5
Jun 21, 2017
I really liked book. It was funny and serious. Best of both worlds.
I have yet to see the film, so I can't compare the two.
I think I related to her a lot. That's why I got attached to the main character.
I'm glad everything started to work out in the end, makes it seem like you could get your own life back on track after drowning in so much debt. - Rating: 3 out of 5 stars3/5
Dec 4, 2016
Lightweight, breezy
(although tedious in the endless shopping, bank statements, & finance details)
mix of over-spending, high and low finance, champagne, fun foods, and off-beat romance. - Rating: 2 out of 5 stars2/5
Mar 12, 2016
I understood how she felt, the author described the shopping frenzy so well, but I couldn't like Rebecca Bloomwood! And Luke seems like an asshole throughout the book. I prefer the movie actually!! - Rating: 5 out of 5 stars5/5
Apr 28, 2015
This is so great and so funny! Too bad I didn't know about these books before. More mindless entertainment, and British mindless entertainment to boot.
I thought I would just add a word of caution. If you are anything like me, you may begin to go around saying things you don't normally say upon reading this book, like "Do excuse me, but I need to go to the loo", and your family will think you have gone mad. - Rating: 3 out of 5 stars3/5
Apr 4, 2015
When I first noticed this book in bookstores around 2003, I was such a newbie to Chick Lit, I actually thought it might be Self-Help :o) I had somehow passed over Chick Lit up till then, and Confessions of a Shopaholic was the first one I read.
I won't summarize the plot again, as Becky has a lot of reviews here & I think we all know her story by now.
Although Becky as a character is one of the most slap-worthy chick-lit heroines I've ever read about, I have to admit I enjoyed the book and read it 4 or 5 times before "releasing" it on BookCrossing, where I was a member at the time. I bought a replacement copy just this January, and must admit that, 10 years later, Becky drove me mad even faster than she did the first time.
Tells whoppers all day long. Can't do her job properly to save her life. Tells her parents her long-suffering bank manager is a stalker (I think that's too serious an accusation to use in a "fun" way even in a book as ridiculous as this). Gets angry when she thinks everyone treats her like a joke. Hey, Becky! If you don't want people to think you're a joke, stop telling incredible lies, get serious about your career, and stop engineering the idiotic self-inflicted dramas that keep backfiring on you. Open your bank statements and bills. Stop thinking you don't have to pay them if you drop them behind your desk or throw them in a dumpster.
But if Becky did all that, this book wouldn't be the breezy champagne bubble read that it is. Just take it as you find it, try not to scream, and read something else if girls like Becky make you want to commit mayhem! - Rating: 3 out of 5 stars3/5
Feb 15, 2015
Very cute! I love Becky and her character development in this book. I'm excited to read more of the series. - Rating: 5 out of 5 stars5/5
Feb 4, 2015
Loving it so far! It makes me laugh out loud. - Rating: 4 out of 5 stars4/5
Jan 5, 2015
Funny easy read! - Rating: 4 out of 5 stars4/5
Nov 4, 2014
Not looking for deep? This book is just good fun, It's pure escapism. I have read the whole series and I am currently reading her latest addition to the series, "Shopaholic to the Stars". The series is great to read before bed. Long day? Read this and have happy thoughts and dreams. - Rating: 4 out of 5 stars4/5
Oct 26, 2014
Becky is a financial reporter, but is bored by her job. It also doesn't pay well. But, she loves to shop, so is in over her head when she can't pay the bills and ignores the letters from the bank and from Visa.
I'm not much of a shopper myself, so I wasn't sure what I was going to think of this book. I ended up really enjoying it! I went back and forth on whether or not I liked Becky. I think it was more that I didn't like some (or many!) of the things she did. But, I still really enjoyed the story. Lucky for me, it was also quick to read. I already have the second book in the series, and considering how much I enjoyed it, I will definitely continue on. - Rating: 4 out of 5 stars4/5
Oct 10, 2014
Although I've enjoyed Sophie Kinsella's standalone books, Remember Me? and Twenties Girl, I've been reluctant to try her Shopaholic series. The thing is, I'm not into shopping, fashion, designers or big name brands, and reading a series about a twenty-something who is, just sounded tedious. But, a Twitter friend recommended the book to me and I respect the recommendations of friends above my own knee jerk reaction.
I chose to listen to Confessions of a Shopaholic by Sophie Kinsella as read by Emily Gray (the same narrator as Twenties Girl. It opens with a number of dire but cheerfully polite letters from the bank to Miss Rebecca Bloomwood. Although she's a financial reporter, she's completely clueless with her own personal finances. She's also too embarrassed to admit that she needs help both with her overdraft and with her addiction to shopping.
Rebecca needs to either spend less or make more. Ideally she needs to do both. The book humorously tracks her as she tries different schemes (including dating a billionaire). Nothing works out as planned but Rebecca does grow as a character and there is a happy ending.
It was a fun book, fun enough, that I went on to read the second book, Shopaholic Takes Manhattan. - Rating: 5 out of 5 stars5/5
Jul 10, 2014
Light and easy but well-written. - Rating: 3 out of 5 stars3/5
Jun 6, 2014
Solid chick-lit. A guilty pleasure, but so fun. - Rating: 3 out of 5 stars3/5
Apr 3, 2014
This book was a quick read, and I enjoyed the style of writing. I never felt like putting it down, and even though I had a few issues with the main character, it was fun to read.
However, I could not stand the complete idiocy of the main character. I hated her mindset that she was going to win the lottery, and that everything would fall into place. I mean, I can understand wanting to win the lotto, but to genuinely believe it, and to be truly distraught when you don't win? Ridiculous. She is so stupid. I dislike the fact that she never truly confronted her problems, and did not have to own up to her many, MANY lies. Plus, she doesn't ever learn to "Cut Back." She just happens to "Make More Money" so she's not really solving her problem(s).
While I can't relate to the shopping addiction, I can relate to the overwhelming feeling she gets when she realizes she can't hide from her problems, and I must say, this book did not make me feel any better about the finals I've been putting off studying by reading it. In fact, it stressed me out even more. Becky Bloomwood, you are not an inspiration to me. - Rating: 3 out of 5 stars3/5
Mar 4, 2014
This is a book wherein the heroine is someone I despise or at least disliked. She's impulsive and a compulsive liar. HAHA! She spends and spends and I just want to tell her to stop her senseless buying. I'm not this girl. I'm frugal. I can't connect with her. I love shopping but not to Becky Bloomwood's level. I'm just glad that she was able to at least redeem herself in the end. She 's very lucky that things work out in her favor. One thing is for sure, this girl needs HELP. If you want a funny and irritating (in a way) and you love shopping then this is for you. - Rating: 4 out of 5 stars4/5
Feb 16, 2014
A quick, fun read about a young Brit who loves the material in life but, although she works as a financial writer, chooses the ostrich approach to her personal finances. How she gets into -- and how she tries to flounder OUT of -- her debt black hole is shared in a confiding, best-friendish manner. And yes, there's love too. - Rating: 5 out of 5 stars5/5
Nov 1, 2013
The tale of a girl who just wants to go shopping, and admire good looking guys. Sadly, life is not perfect, and her job and ironically, her finances, get in her way. In Confessions of a Shopaholic by Sophie Kinsella you follow along in the silly, romantic, and humorous journey of Rebecca Bloomwood as she tries to buy your love.
Rebecca Bloomwood is living the life of a casual female. She has a job, obsesses over good looking men, and adores shopping. You quickly find out that Rebecca works for a magazine that writes articles about financing. She hates the job, and her boss forces her to go to conferences, meetups with other financial “experts” and more. She prefers to take as many breaks as possible to go shopping. That’s when her problems kick in. Most females love shopping, but Rebecca takes it to the next level. She has an obsession, and can’t stop buying. Rebecca, the financial expert, is in deep debt and can’t get out. Her problems worsen when she’s at a meeting and meets the rich, intelligent, and good looking Luke Brandon, her problems get worse as she develops a crush.
Sophie Kinsella describes the characters and their action with great detail so you can connect with them. As the story progress and drags you in, you really develop a love-hate relationship with her as she makes stupid after stupid decision. Sophie Kinsella also goes into fantastic detail about side characters. From the bank manager, Derek Smeath, that Rebecca frames as a stalker, to Rebecca’s mother and father that have humorous conversations every time they pop up, the reader really can relate with everyone.
Another brilliant idea incorporated into the story are the humorous letters sent to Becky from banks and her favorite stores. Sophie Kinsella really struck gold with them, and she leaves you checking every page for them. From Rebecca’s humorous excuses for why she can’t pay her debt, and the ludicrous amount of money she owes, they always leave you in stitches. The letters also add an alternate way to show Rebecca’s struggles, helping to improve the storyline. Luckily, the letters tend to come in pairs, so when the reader finishes one, there is another in line.
The whole story takes place in various locations in London. From her flat in Fulham, to her rides in The Tube, they are explained in a good amount of detail. When Rebecca is on dates in restaurants Sophie Kinsella goes into a fair amount of details about her surroundings, and when Becky is in her favorite stores, she describes the aisles, the workers she comes into contact with, and the clothing she loves. Sophie Kinsella allows you to create an image of London even if you haven’t been there.
Overall, Confessions of a Shopaholic is very well written. From the idiotic choices of Rebecca Bloomwood, to the glorious man in Luke Brandon, the book is great. Even if Rebecca wears you out, it is still a nice and quick read.
Book preview
Confessions of a Shopaholic - Sophie Kinsella
CONFESSIONS OF A SHOPAHOLIC
A Dial Press Trade Paperback Book
Publishing History
Dial Press Trade Paperback edition / July 2005
Delta Trade Paperback edition / February 2001
Published by
The Dial Press
A Division of Penguin Random House LLC.
New York, New York
This novel is a work of fiction. Names, characters, places, and incidents either are the product of the author’s imagination or are used fictitiously.
Any resemblance to actual persons, living or dead, events, or locales is entirely coincidental.
Copyright © 2001 by Sophie Kinsella
Excerpt from Love Your Life copyright © 2020 by Madhen Media Ltd.
All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system, without the written permission of the Publisher, except where permitted by law.
The Dial Press and Dial Press Trade Paperbacks are registered trademarks of Random House, Inc., and the colophon is a trademark of Penguin Random House LLC.
This book contains an excerpt from Love Your Life by Sophie Kinsella. This excerpt has been set for this edition only and may not reflect the final content of the forthcoming edition.
Library of Congress Cataloging-in-Publication Information:
Kinsella, Sophie
Confessions of a shopaholic / Sophie Kinsella.
p. cm.
Ebook ISBN 9780440334453
1. Young women—Fiction. 2. London (England)—Fiction.
3. Shopping—Fiction. 4. Debt—Fiction. I. Title.
PR6061.I54 C6 2001
823′.92—dc2100-060398
randomhousebooks.com
rh_3.0_148355206_c0_r20
TABLE OF CONTENTS
Cover
Title Page
Copyright
Chapter One
Chapter Two
Chapter Three
Chapter Four
Chapter Five
Chapter Six
Chapter Seven
Chapter Eight
Chapter Nine
Chapter Ten
Chapter Eleven
Chapter Twelve
Chapter Thirteen
Chapter Fourteen
Chapter Fifteen
Chapter Sixteen
Chapter Seventeen
Chapter Eighteen
Chapter Nineteen
Chapter Twenty
Chapter Twenty-one
Chapter Twenty-two
Chapter Twenty-three
Chapter Twenty-four
Acknowledgments
Books by Sophie Kinsella
About the Author
Excerpt from Love Your Life
• ENDWICH BANK •
1 Stallion Square
London W1 3HW
Ms. Rebecca Bloomwood
Flat 4
63 Jarvis Road
Bristol BS1 0DN
6 July
Dear Ms. Bloomwood:
Congratulations! As a recent graduate of Bristol University you are undoubtedly proud of your performance.
We at Endwich are also proud of our performance as a flexible, caring bank with accounts to suit everyone. We pride ourselves particularly in our farsighted approach when it comes to customers of a caliber such as yours.
We are therefore offering you, Ms. Bloomwood—as a graduate—a free extended overdraft facility of £2,000 during the first two years of your career. Should you decide to open an account with Endwich, this facility will be available immediately.* I do hope you decide to take advantage of this unique offer and look forward to receiving your completed form.
Once again, congratulations!
Yours sincerely,
Nigel Fairs
Graduate Marketing Manager
*(subject to status)
• ENDWICH — BECAUSE WE CARE •
• ENDWICH BANK •
FULHAM BRANCH
3 Fulham Road
London SW6 9JH
Ms. Rebecca Bloomwood
Flat 2
4 Burney Rd.
London SW6 8FD
10 September
Dear Ms. Bloomwood:
Further to my letters of 3 May, 29 July, and 14 August, you will be aware that your free graduate overdraft facility is due to end on 19 September. You will also be aware that you have substantially exceeded the agreed limit of £2,000.
The current balance stands at a debit of £3,794.56.
Perhaps you would be kind enough to telephone my assistant, Erica Parnell, at the above number to arrange a meeting concerning this matter.
Yours sincerely,
Derek Smeath
Manager
• ENDWICH — BECAUSE WE CARE •
• ENDWICH BANK •
FULHAM BRANCH
3 Fulham Road
London SW6 9JH
Ms. Rebecca Bloomwood
Flat 2
4 Burney Rd.
London SW6 8FD
22 September
Dear Ms. Bloomwood:
I am sorry to hear that you have broken your leg.
When you have recovered, perhaps you would be kind enough to ring my assistant, Erica Parnell, and arrange a meeting to discuss your ongoing overdraft needs.
Yours sincerely,
Derek Smeath
Manager
• ENDWICH — BECAUSE WE CARE •
One
OK. Don’t panic. Don’t panic. It’s only a VISA bill. It’s a piece of paper; a few numbers. I mean, just how scary can a few numbers be?
I stare out of the office window at a bus driving down Oxford Street, willing myself to open the white envelope sitting on my cluttered desk. It’s only a piece of paper, I tell myself for the thousandth time. And I’m not stupid, am I? I know exactly how much this VISA bill will be.
Sort of. Roughly.
It’ll be about … £200. Three hundred, maybe. Yes, maybe £300. Three-fifty, max.
I casually close my eyes and start to tot up. There was that suit in Jigsaw. And there was dinner with Suze at Quaglinos. And there was that gorgeous red and yellow rug. The rug was £200, come to think of it. But it was definitely worth every penny—everyone’s admired it. Or, at least, Suze has.
And the Jigsaw suit was on sale—30 percent off. So that was actually saving money.
I open my eyes and reach for the bill. As my fingers hit the paper I remember new contact lenses. Ninety-five pounds. Quite a lot. But, I mean, I had to get those, didn’t I? What am I supposed to do, walk around in a blur?
And I had to buy some new solutions and a cute case and some hypoallergenic eyeliner. So that takes it up to … £400?
At the desk next to mine, Clare Edwards looks up from her post. She’s sorting all her letters into neat piles, just like she does every morning. She puts rubber bands round them and puts labels on them saying things like Answer immediately
and Not urgent but respond.
I loathe Clare Edwards.
OK, Becky?
she says.
Fine,
I say lightly. Just reading a letter.
I reach gaily into the envelope, but my fingers don’t quite pull out the bill. They remain clutched around it while my mind is seized—as it is every month—by my secret dream.
Do you want to know about my secret dream? It’s based on a story I once read in The Daily World about a mix-up at a bank. I loved this story so much, I cut it out and stuck it onto my wardrobe door. Two credit card bills were sent to the wrong people, and—get this—each person paid the wrong bill without realizing. They paid off each other’s bills without even checking them.
And ever since I read that story, my secret fantasy has been that the same thing will happen to me. I mean, I know it sounds unlikely—but if it happened once, it can happen again, can’t it? Some dotty old woman in Cornwall will be sent my humongous bill and will pay it without even looking at it. And I’ll be sent her bill for three tins of cat food at fifty-nine pence each. Which, naturally, I’ll pay without question. Fair’s fair, after all.
A smile is plastered over my face as I gaze out of the window. I’m convinced that this month it’ll happen—my secret dream is about to come true. But when I eventually pull the bill out of the envelope—goaded by Clare’s curious gaze—my smile falters, then disappears. Something hot is blocking my throat. I think it could be panic.
The page is black with type. A series of familiar names rushes past my eyes like a mini shopping mall. I try to take them in, but they’re moving too fast. Thorntons, I manage to glimpse. Thorntons Chocolates? What was I doing in Thorntons Chocolates? I’m supposed to be on a diet. This bill can’t be right. This can’t be me. I can’t possibly have spent all this money.
Don’t panic! I yell internally. The key is not to panic. Just read each entry slowly, one by one. I take a deep breath and force myself to focus calmly, starting at the top.
WHSmith (well, that’s OK. Everyone needs stationery.)
Boots (everyone needs shampoo)
Specsavers (essential)
Oddbins (bottle of wine—essential)
Our Price (Our Price? Oh yes. The new Charlatans album. Well, I
had to have that, didn’t I?)
Bella Pasta (supper with Caitlin)
Oddbins (bottle of wine—essential)
Esso (petrol doesn’t count)
Quaglinos (expensive—but it was a one-off)
Pret à Manger (that time I ran out of cash)
Oddbins (bottle of wine—essential)
Rugs to Riches (what? Oh yes. Stupid rug.)
La Senza (sexy underwear for date with James)
Agent Provocateur (even sexier underwear for date with James. Like I needed it.)
Body Shop (that skin brusher thing which I must use)
Next (fairly boring white shirt—but it was in the sale)
Millets …
I stop in my tracks. Millets? I never go into Millets. What would I be doing in Millets? I stare at the statement in puzzlement, wrinkling my brow and trying to think—and then suddenly, the truth dawns on me. It’s obvious. Someone else has been using my card.
Oh my God. I, Rebecca Bloomwood, have been the victim of a crime.
Now it all makes sense. Some criminal’s pinched my credit card and forged my signature. Who knows where else they’ve used it? No wonder my statement’s so black with figures! Someone’s gone on a spending spree round London with my card—and they thought they would just get away with it.
But how? I scrabble in my bag for my purse, open it—and there’s my VISA card, staring up at me. I take it out and run my fingers over the glossy surface. Someone must have pinched it from my purse, used it—and then put it back. It must be someone I know. Oh my God. Who?
I look suspiciously round the office. Whoever it is, isn’t very bright. Using my card at Millets! It’s almost laughable. As if I’d ever shop there.
I’ve never even been into Millets!
I say aloud.
Yes you have,
says Clare.
What?
I turn to her. No I haven’t.
You bought Michael’s leaving present from Millets, didn’t you?
I feel my smile disappear. Oh, bugger. Of course. The blue anorak for Michael. The blue sodding anorak from Millets.
When Michael, our deputy editor, left three weeks ago, I volunteered to buy his present. I took the brown envelope full of coins and notes into the shop and picked out an anorak (take it from me, he’s that kind of guy). And at the last minute, now I remember, I decided to pay on credit and keep all that handy cash for myself.
I can vividly remember fishing out the four £5 notes and carefully putting them in my wallet, sorting out the pound coins and putting them in my coin compartment, and pouring the rest of the change into the bottom of my bag. Oh good, I remember thinking. I won’t have to go to the cash machine. I’d thought that sixty quid would last me for weeks.
So what happened to it? I can’t have just spent sixty quid without realizing it, can I?
Why are you asking, anyway?
says Clare, and she leans forward. I can see her beady little X-ray eyes gleaming behind her specs. She knows I’m looking at my VISA bill. No reason,
I say, briskly turning to the second page of my statement.
But I’ve been put off my stride. Instead of doing what I normally do—look at the minimum payment required and ignore the total completely—I find myself staring straight at the bottom figure.
Nine hundred and forty-nine pounds, sixty-three pence. In clear black and white.
For thirty seconds I am completely motionless. Then, without changing expression, I stuff the bill back into the envelope. I honestly feel as though this piece of paper has nothing to do with me. Perhaps, if I carelessly let it drop down on the floor behind my computer, it will disappear. The cleaners will sweep it up and I can claim I never got it. They can’t charge me for a bill I never received, can they?
I’m already composing a letter in my head. "Dear Managing Director of VISA. Your letter has confused me. What bill are you talking about, precisely? I never received any bill from your company. I did not care for your tone and should warn you, I am writing to Anne Robinson of Watchdog."
Or I could always move abroad.
Becky?
My head jerks up and I see Clare holding this month’s news list. Have you finished the piece on Lloyds?
Nearly,
I lie. As she’s watching me, I feel forced to summon it up on my computer screen, just to show I’m willing.
This high-yield, 60-day access account offers tiered rates of interest on investments of over £2,000,
I type onto the screen, copying directly from a press release in front of me. Long-term savers may also be interested in a new stepped-rate bond which requires a minimum of £5,000.
I type a full stop, take a sip of coffee, and turn to the second page of the press release.
This is what I do, by the way. I’m a journalist on a financial magazine. I’m paid to tell other people how to organize their money.
Of course, being a financial journalist is not the career I always wanted. No one who writes about personal finance ever meant to do it. People tell you they fell into
personal finance. They’re lying. What they mean is they couldn’t get a job writing about anything more interesting. They mean they applied for jobs at The Times and The Express and Marie-Claire and Vogue and GQ, and all they got back was Piss off.
So they started applying to Metalwork Monthly and Cheese-makers Gazette and What Investment Plan? And they were taken on as the crappiest editorial assistant possible on no money whatsoever and were grateful. And they’ve stayed on writing about metal, or cheese, or savings, ever since—because that’s all they know. I myself started on the catchily titled Personal Investment Periodical. I learned how to copy out a press release and nod at press conferences and ask questions that sounded as though I knew what I was talking about. After a year and a half—believe it or not—I was head-hunted to Successful Saving.
Of course, I still know nothing about finance. People at the bus stop know more about finance than me. Schoolchildren know more than me. I’ve been doing this job for three years now, and I’m still expecting someone to catch me out.
That afternoon, Philip, the editor, calls my name, and I jump in fright.
Rebecca?
he says. A word.
And he beckons me over to his desk. His voice seems lower all of a sudden, almost conspiratorial, and he’s smiling at me, as though he’s about to give me a piece of good news.
Promotion, I think. It must be. He read the piece I wrote on international equity securities last week (in which I likened the hunt for long-term growth to the hunt for the perfect pair of summer mules) and was bowled over by how exciting I made it all sound. He knows it’s unfair I earn less than Clare, so he’s going to promote me to her level. Or even above. And he’s telling me discreetly so Clare won’t get jealous.
A wide smile plasters itself over my face and I get up and walk the three yards or so to his desk, trying to stay calm but already planning what I’ll buy with my raise. I’ll get that swirly coat in Whistles. And some black high-heeled boots from Pied à Terre. Maybe I’ll go on holiday. And I’ll pay off that blasted VISA bill once and for all. I feel buoyant with relief. I knew everything would be OK …
Rebecca?
He’s thrusting a card at me. I can’t make this press conference,
he says. But it could be quite interesting. Will you go? It’s at Brandon Communications.
I can feel the elated expression falling off my face like jelly. He’s not promoting me. I’m not getting a raise. I feel betrayed. Why did he smile at me like that? He must have known he was lifting my hopes.
Something wrong?
inquires Philip.
No,
I mutter. But I can’t bring myself to smile. In front of me, my new swirly coat and high-heeled boots are disappearing into a puddle, like the Wicked Witch of the West. No promotion. Just a press conference about … I turn over the card. About a new unit trust. How could anyone possibly describe that as interesting?
Two
There’s just one essential purchase I have to make on the way to the press conference—and that’s the Financial Times. The FT is by far the best accessory a girl can have. Its major advantages are:
1. It’s a nice color.
2. It only costs eighty-five pence.
3. If you walk into a room with it tucked under your arm, people take you seriously. With an FT under your arm, you can talk about the most frivolous things in the world, and instead of thinking you’re an airhead, people think you’re a heavyweight intellectual who has broader interests, too.
At my interview for Successful Saving, I went in holding copies of the Financial Times and the Investor’s Chronicle—and I didn’t get asked about finance once. As I remember it, we spent the whole time talking about holiday villas and gossiping about other editors.
So I stop at a newsstand and buy a copy of the FT. There’s some huge headline about Rutland Bank on the front page, and I’m thinking maybe I should at least skim it, when I catch my reflection in the window of Denny and George.
I don’t look bad, I think. I’m wearing my black skirt from French Connection, and a plain white T-shirt from Knickerbox, and a little angora cardigan which I got from M&S but looks like it might be Agnès b. And my new square-toed shoes from Hobbs. Even better, although no one can see them, I know that underneath I’m wearing my gorgeous new matching knickers and bra with embroidered yellow rosebuds. They’re the best bit of my entire outfit. In fact, I almost wish I could be run over so that the world would see them.
It’s a habit of mine, itemizing all the clothes I’m wearing, as though for a fashion page. I’ve been doing it for years—ever since I used to read Just Seventeen. Every issue, they’d stop a girl on the street, take a picture of her, and list all her clothes. T-Shirt: Chelsea Girl, Jeans: Top Shop, Shoes: borrowed from friend.
I used to read those lists avidly, and to this day, if I buy something from a shop that’s a bit uncool, I cut the label out. So that if I’m ever stopped in the street, I can pretend I don’t know where it’s from.
So anyway. There I am, with the FT tucked under my arm, thinking I look pretty good, and half wishing someone from Just Seventeen would pop up with a camera—when suddenly my eyes focus and snap to attention, and my heart stops. In the window of Denny and George is a discreet sign. It’s dark green with cream lettering, and it says: SALE.
I stare at it, and my skin’s all prickly. It can’t be true. Denny and George can’t be having a sale. They never have a sale. Their scarves and pashminas are so coveted, they could probably sell them at twice the price. Everyone I know in the entire world aspires to owning a Denny and George scarf. (Except my mum and dad, obviously. My mum thinks if you can’t buy it at Bentalls of Kingston, you don’t need it.)
I swallow, take a couple of steps forward, then push open the door of the tiny shop. The door pings, and the nice blond girl who works there looks up. I don’t know her name but I’ve always liked her. Unlike some snotty cows in clothes shops, she doesn’t mind if you stand for ages staring at clothes you really can’t afford to buy. Usually what happens is, I spend half an hour lusting after scarves in Denny and George, then go off to Accessorize and buy something to cheer myself up. I’ve got a whole drawerful of Denny and George substitutes.
Hi,
I say, trying to stay calm. You’re … you’re having a sale.
Yes.
The blond girl smiles. Bit unusual for us.
My eyes sweep the room. I can see rows of scarves, neatly folded, with dark green 50 percent off
signs above them. Printed velvet, beaded silk, embroidered cashmere, all with the distinctive Denny and George
signature. They’re everywhere. I don’t know where to start. I think I’m having a panic attack.
You always liked this one, I think,
says the nice blond girl, taking out a shimmering gray-blue scarf from the pile in front of her.
Oh God, yes. I remember this one. It’s made of silky velvet, overprinted in a paler blue and dotted with iridescent beads. As I stare at it, I can feel little invisible strings, silently tugging me toward it. I have to touch it. I have to wear it. It’s the most beautiful thing I’ve ever seen. The girl looks at the label. Reduced from £340 to £120.
She comes and drapes the scarf around my neck and I gape at my reflection.
There is no question. I have to have this scarf. I have to have it. It makes my eyes look bigger, it makes my haircut look more expensive, it makes me look like a different person. I’ll be able to wear it with everything. People will refer to me as the Girl in the Denny and George Scarf.
I’d snap it up if I were you.
The girl smiles at me. There’s only one of these left.
Involuntarily, I clutch at it.
I’ll have it,
I gasp. I’ll have it.
As she’s laying it out on tissue paper, I take out my purse, open it up, and reach for my VISA card in one seamless, automatic action—but my fingers hit bare leather. I stop in surprise and start to rummage through all the pockets of my purse, wondering if I stuffed my card back in somewhere with a receipt or if it’s hidden underneath a business card … And then, with a sickening thud, I remember. It’s on my desk.
How could I have been so stupid? How could I have left my VISA card on my desk? What was I thinking?
The nice blond girl is putting the wrapped scarf into a dark green Denny and George box. My mouth is dry with panic. What am I going to do?
How would you like to pay?
she says pleasantly.
My face flames red and I swallow hard.
I’ve just realized I’ve left my credit card at the office,
I stutter.
Oh,
says the girl, and her hands pause.
Can you hold it for me?
The girl looks dubious.
For how long?
Until tomorrow?
I say desperately. Oh God. She’s pulling a face. Doesn’t she understand?
I’m afraid not,
she says. We’re not supposed to reserve sale stock.
Just until later this afternoon, then,
I say quickly. What time do you close?
Six.
Six! I feel a combination of relief and adrenaline sweeping through me. Challenge, Rebecca. I’ll go to the press conference, leave as soon as I can, then take a taxi back to the office. I’ll grab my VISA card, tell Philip I left my notebook behind, come here, and buy the scarf.
Can you hold it until then?
I say beseechingly. "Please? Please?" The girl relents.
OK. I’ll put it behind the counter.
Thanks,
I gasp. I hurry out of the shop and down the road toward Brandon Communications. Please let the press conference be short, I pray. Please don’t let the questions go on too long. Please God, please let me have that scarf.
As I arrive at Brandon Communications, I can feel myself begin to relax. I do have three whole hours, after all. And my scarf is safely behind the counter. No one’s going to steal it from me.
There’s a sign up in the foyer saying that the Foreland Exotic Opportunities press conference is happening in the Artemis Suite, and a man in uniform is directing everybody down the corridor. This means it must be quite big. Not television-cameras-CNN-world’s-press-on-tenterhooks big, obviously. But fairly-good-turnout big. A relatively important event in our dull little world.
As I enter the room, there’s already a buzz of people milling around, and waitresses circulating with canapés. The journalists are knocking back the champagne as if they’ve never seen it before; the PR girls are looking supercilious and sipping water. A waiter offers me a glass of champagne and I take two. One for now, one to put under my chair for the boring bits.
In the far corner of the room I can see Elly Granger from Investor’s Weekly News. She’s been pinned into a corner by two earnest men in suits and is nodding at them, with a glassy look in her eye. Elly’s great. She’s only been on Investor’s Weekly News for six months, and already she’s applied for forty-three other jobs. What she really wants to be is a beauty editor on a magazine, and I think she’d be really good at it. Every time I see her, she’s got a new lipstick on—and she always wears really interesting clothes. Like today, she’s wearing an orange chiffony shirt over a pair of white cotton trousers, espadrilles, and a big wooden necklace, the kind I could never wear in a million years.
What I really want to be is Fiona Phillips on GMTV. I could really see myself, sitting on that sofa, joshing with Eamonn every morning and interviewing lots of soap stars. Sometimes, when we’re very drunk, we make pacts that if we’re not somewhere more exciting in three months, we’ll both leave our jobs. But then the thought of no money—even for a month—is almost more scary than the thought of writing about depository trust companies for the rest of my life.
Rebecca. Glad you could make it.
I look up, and almost choke on my champagne. It’s Luke Brandon, head honcho of Brandon Communications, staring straight at me as if he knows exactly what I’m thinking. Staring straight down at me, I should say. He must be well over six feet tall with dark hair and dark eyes and … wow. Isn’t that suit nice? An expensive suit like that almost makes you want to be a man. It’s inky blue with a faint purple stripe, single-breasted, with proper horn buttons. As I run my eyes over it I find myself wondering if it’s by Oswald Boateng, and whether the jacket’s got a silk lining in some stunning color. If this were someone else, I might ask—but not Luke Brandon, no way.
I’ve only met him a few times, and I’ve always felt slightly uneasy around him. For a start, he’s got such a scary reputation. Everyone talks all the time about what a genius he is, even Philip, my boss. He started Brandon Communications from nothing, and now it’s the biggest financial PR company in London. A few months ago he was listed in The Mail as one of the cleverest entrepreneurs of his generation. It said his IQ was phenomenally high and he had a photographic memory.
But it’s not just that. It’s that he always seems to have a frown on his face when he’s talking to me. It’ll probably turn out that the famous Luke Brandon is not only a complete genius but he can read minds, too. He knows that when I’m staring up at some boring graph, nodding intelligently, I’m really thinking about a gorgeous black top I saw in Joseph and whether I can afford the trousers as well.
You know Alicia, don’t you?
Luke is saying, and he gestures to the immaculate blond girl beside him.
I don’t know Alicia, as it happens. But I don’t need to. They’re all the same, the girls at Brandon C, as they call it. They’re well dressed, well spoken, are married to bankers, and have zero sense of humor. Alicia falls into the identikit pattern exactly, with her baby-blue suit, silk Hermès
