ASSESSING MY VALUE: Thoughts from a Trailblazer in the Real Estate Industry:: Thoughts from a Trailblazer in the Real Estate Industry
By Hill
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About this ebook
HOW WOULD YOUR LIFE CHANGE FOR THE BETTER IF YOU DISCOVERED YOUR DREAM "CAREER"?
Marcus Hill is a stellar veteran in the home appraisal industry. After college, he discovered his untapped desire in this lucrative field. As he shares his sto
Hill
Whitney Hill is an author and speaker. The bestselling first book in her Shadows of Otherside series, Elemental, was the grand prize winner of the 8th Annual Writer's Digest Self-Published E-Book Awards and a Finalist in the Next Generation Indie Book Awards. When she's not writing, Whitney enjoys hiking in North Carolina's beautiful state parks and playing video games.
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ASSESSING MY VALUE - Hill
ASSESSING MY VALUE:
Thoughts from a Trailblazer in the Real Estate Industry
____________________
Marcus Hill
Copyright © 2023 by Marcus Hill
All Rights Reserved.
No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission of the publisher, except in the case of brief quotations embodied in critical reviews and certain other noncommercial uses permitted by copyright law.
For permission requests, write to the publisher at the email address below:
askmarcushill@gmail.com
First Printing
ISBN Paperback 979-8-9877149-1-1
ISBN E-Book 979-8-9877149-2-8
Printed in the United States of America
www.askmarcushill.com
DEDICATION
To my late grandmother, Earnestine Lockhart, this book is for you. I hope I have been living a life you have been proud to see.
This book is also dedicated to my family, friends, and those who have found their passion for a career.
Table of Contents
Dedication
Preface
Part One: My Journey
Introduction
Laying the Groundwork
A New Direction
Birth of a Career
The Final Steps
Leaving the Launchpad
Through My Appraiser’s Eyes
A Date with Fannie Mae
A New Role: Speaker in the House(s)
Becoming an Appraiser
PART TWO: A REAL-ESTATE
PRIMER
An Appraiser Weighs on the HGTV Shows
Real Estate Investing 101
Landlording 101
Reading an Appraisal 101
An Open Letter to Future Real Estate Appraisers and Valuation Analysts
An Open Letter to a First-Time Homebuyer
A Letter to My Younger Self
Testimonials
Bibliography
About the Author
Websites Featuring Marcus Hill
FOREWORD
Phillip Thompson, Certified Residential Appraiser
I was prompted to go into the appraisal business by my dad. I grew up watching him appraise property, and once I finished college, I started working with him and developed a passion for the profession.
Once I entered the profession, I saw that it included a low percentage of people of color. So, when I received my license in 2003, I was just as focused as my dad was on bringing in more of them. Since then, I have trained six people of color, with three obtaining their appraisal licenses.
One of the notable qualities I saw in Marcus when he came to work for me was his passion for the profession from the start. I initially had him file paperwork while also explaining the business to him. Some of the terminology and procedures were difficult for him; however, he was eager to learn everything he could, and he never became discouraged. Marcus was a big help to me and with his passion and determination, he was able to earn his appraisal license and open his own business within a two-year period.
My proudest moment was seeing Marcus become successful in this profession and help bring in other people of color on a national level. Marcus’ ability to bring the appraisal profession to people on a national level is a vision I wish I could have carried out. Marcus is using his passion and platform in a major way.
I hope Marcus’s book inspires readers. Through him, they will see that with hard work and dedication, anyone can achieve their goals regardless of their circumstances.
PREFACE
In 2007, I became a double unicorn in the home appraisal industry.
Before my 27th birthday that year, I received my appraiser’s license in an industry in which even today, 1.3% percent of African Americans are represented, according to the first quarter of 2019 Appraisal Institute’s U.S. Valuation Profession Fact Sheet, which is the largest professional association for real estate appraisers. The majority of these practitioners (50.7 percent) range in age from 51 to 65. However, I started in the appraisal industry fresh out of college at the age of 24. The percentage of appraisers 25 or under at that time, according to that fact sheet, was only 0.9 percent.
Not only was I an anomaly in the industry, but I was a successful anomaly. After receiving my license, I left the company at which I apprenticed and put out my own shingle as an appraiser. As I stepped outside the box to build trust with local banks, mortgage companies, and real estate agents, I branched out further by also going to work as a mortgage originator, credit-repair expert, and owner/landlord of multiple properties. (These are my opinions and do not represent any other entity).
I’d come a long way from being raised by a single mother in a tough Little Rock, Arkansas neighborhood — a neighborhood that had been featured in the infamous 1994 Home Box Office documentary Gang War: Bangin’ in Little Rock.
A neighborhood in which it was common to hear shootings going on, witness crimes being committed, and see acquaintances, friends, and sometimes even relatives led away in handcuffs.
I enjoyed several key benefits that kept me from following the paths of those I saw around me. One, I had a good, God-fearing mother who kept me on the right path. Two, I had a grandfather to whom I was close and who did the same. Three, I was part of a close-knit church community that, from the pastor on down, included positive male mentors who had an impact on my life. And four, there was always something inside me. Something that made me determined not to bend to peer pressure and become another negative Black male statistic.
So, I bloomed where I was planted. I went to historic Central High School, where I made a name for myself playing football and making the grades.
As a teen, my main goal was to attend and graduate from college. I reached that goal, graduating from the University of Arkansas at Fayetteville no less. (Growing up in Arkansas, you want to go to the No. 1 college in the state - especially kids who grow up as Razorback fans.) I was the first of my mom's children to go to college and earn a degree.
I couldn’t have imagined the other firsts and milestones that were to come.
PART ONE:
MY JOURNEY
INTRODUCTION
A Message from my 92-Year-Old Grandfather
My grandson, Marcus Hill, has always been attentive to what came next in his life and what he needed to do to be successful. He doesn’t play around with anything; he attends to business. He’s always busy, always striving.
Marcus has always been Christ-like, adhering at all times to what would be best for himself and those around him. As he grew up, my hopes for his future included the hope that he would aspire to whatever would be beneficial to him and his livelihood. That hope was realized. He strove for education and strove to be the kind of young man anyone would want to be around.
Although he grew up in a tough urban environment, Marcus never allowed other people to influence him when it came to the destiny he planned for himself. I had no worries that his surroundings would affect him. Sometimes, your environment is something of which you wouldn't want to be an example. You want to pursue what would be best for you, and not be influenced by anyone or anything else around you. That’s how Marcus was.
The most memorable piece of advice I gave Marcus was during his days of playing high school football. I told him to make sure to always do those things that would bring honor to his teammates and to be obedient to his coach. As time went on, I saw that he would be a man whom people would consider an example and want to follow.
When he told me he was going to start his own company, I was surprised and excited. I looked for him to be what he’d have to be as he went into learning how to be the best in his field.
I remember, when I was working as a plumbing inspector, the times I took Marcus to my office in North Little Rock. He didn’t realize at the time that I was one of the only Black plumbing inspectors for the city. He has experienced the same thing I did, except in real estate. What he wanted to do was work in his field without being worried about his color or his surroundings. He did those things that worked for him.
I was proudest to see Marcus’ story told in the High-Profile section of the Arkansas Democrat-Gazette in 2022. He stood out as one of the most successful, innovative young men in the community - one who had followed the examples his grandfather had set for him. Dreams I had for myself were realized with Marcus.
I attended Philander Smith College for two years. But I was so proud to see him head to the University of Arkansas at Fayetteville and go all the way - not giving up and determined to be