Life's Little Financial Instruction Book

By Joseph Bisignano

Joseph Bisignano knows that there are a multitude of approaches to managing money. It doesn't require a college degree. What is required is a personalized financial management plan to meet your goals and expectations. The author shares the simple but valuable lessons that will put you back on the road to financial freedom. No gimmicks, no 1-900 schemes . . . just straight talk on things you should know about your money. This is not a "how-to-get-rich-quick" scheme, however. What reading this will do is instruct you in how to make smarter choices in managing the money you earn-from spending to saving to investing it. Think about it. Are you living day to day, paycheck to paycheck, barely getting by? And if you are, how badly do you want to get out of this state? Now you can. If you want more than working all week just to break even, Life's Little Financial Instruction Book is where to start. Joseph Bisignano is a New York State Certified Business Teacher and holds both master's and bachelor's degrees in vocational education. While in management for a New York company, he won the prestigious American Foundryman Award for Achievement. The author of The Joy of Job Hunting, he operates Professional Resumes of Liverpool (NY) and conducts job hunting/outplacement seminars.

• Language: English
• Publisher: Open Road Integrated Media
• Release date: Sep 30, 1996
• ISBN: 9781455607389

Book preview

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INSTRUCTION BOOK

A Beginner's Guide to Managing

Your Money... and Enjoying Li

JOSEPH BISIGNANO

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LIFE'S LITTLE FINANCIAL

INSTRUCTION BOOK

LIFE'S LITTLE FINANCIAL

INSTRUCTION BOOK

JOSEPH BISIGNANO

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Copyright © 1996

By Joseph Bisignano

All rights reserved

First printing, September 2006

Second printing, August 2008

The word Pelican and the depiction of a pelican

are trademarks of Pelican Publishing Company, Inc.,

and are registered in the U.S. Patent and Trademark Office.

Library of Congress Cataloging-in-Publication Data

Bisignano, Joseph.

    Life's little financial instruction book/Joseph Bisignano.

        p. cm.

  ISBN: 978-1-56554-153-5 (pbk. : alk. paper)

      1. Finance, Personal. 2. Finance, Personal—Planning. I. Title

HG179.B513 1996

332.024—dc20                                                                                              95-48161

                                                                                                                          CIP

The author's and publisher's intent is to provide the reader with basic financial guidelines and conservative (safe) ideas so as to give the reader an organized and businesslike approach to personal financial management. The author and publisher make no guarantee, whether expressed, implied, or otherwise, that financial success will result from this manual.

Author's Note: The above note was the attorney's idea. If you read this book and follow my steps, how can you possibly go wrong?

Firebird, Firebird Press, and 1 are imprints of Firebird Press, Inc. a division of Pelican Publishing Company, Inc.

Printed in the United States of America

Published by Pelican Publishing Company, Inc.

1000 Burmaster Street, Gretna, Louisiana 70053

To my father and mother: Francesco and Maria Bisignano

Acknowledgments

I would like to take this opportunity to thank some of the people who have been, in one way or another, so instrumental in my life.

Close Relatives

Thank you to my wife, Cindy, and our children, Christopher and Natalie . . . just for being.

My dearest (and only) brother, Vince, and his wife, Jackie.

Amie and Sarah Bisignano, my terribly gorgeous nieces.

Bernie and Maria Thompson, two better in-laws do not exist in this world. Thanks for Cindy.

Joe, Shirley, Pam, and Tony Suzadail

Everett Thompson

Friends, Close Friends, and Inspirational Acquaintances

Jeff (Spanky) Gage, friends since high school and still going strong (you're an animal)

Harold (Oz) Osborne, for being so supportive and (through no apparent fault of your own) giving me the inspiration to write this book

Patti Dombrowski, M.B.A. (Duke), and Andrea Robinson, M.S. in taxation (Virginia Commonwealth)

KNYC Cordone, Kristie Cordone, John Fecco, Will Hoppey, Peggy (Hemans) Eyers, Aimee and Nick Parenti, Chau Pham, Minnie Scozzari, Rosie Rizzo, Gary Smith, Dan Sperado, Elaine Ryan, Barb Del Favero, Virginia Brady, and Don Griffin

Mike Burton, for his relentless humor and endless stories

Dave and Carol Frenay

Denise Drake, for her expertise in fine-tuning the insurance chapter

Tony Crisafulli, for always being there for me, like a good neighbor

Terry Seeler, Janet DeFabio, Bob Brussel, and Yvonne Ahokovi

John Patterson, my high school English teacher and my inspiration for becoming a teacher

Bob Donnelly, Raymond Wright,