Money Talks: If You Don't Pinch Your Pennies, They Will Pinch You

By Ronnie Lee Johnson

Come on now! Coins don’t talk. Or, do they? In Money Talks certain coins seem to rattle on about some of the most significant principles there are when it comes to spending and saving money. The coins from a parabolic approach, teach us about one of life’s most important subjects—money.
Most Americans lead quiet, private lives of financial and legal desperation. Money Talks will help you see the light when it comes to pinching pennies. As the author points out, “If you don’t pinch your pennies, they will pinch you.”

• Language: English
• Publisher: WestBow Press
• Release date: Feb 26, 2020
• ISBN: 9781973684299

Ronnie Lee Johnson

Ronnie Lee Johnson is an American author, painter, financial adviser and ordained minister. Ronnie, having experienced the Drama of the Dawning firsthand, provides the very heart of a transformation in Christ. He is “more enamored with Christ than any other person, place or thing,” as he often says.

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Copyright © 2020 Ronnie Lee Johnson.

All rights reserved. No part of this book may be used or reproduced by any means, graphic, electronic, or mechanical, including photocopying, recording, taping or by any information storage retrieval system without the written permission of the author except in the case of brief quotations embodied in critical articles and reviews.

This is a work of fiction. All of the characters, names, incidents, organizations, and dialogue in this novel are either the products of the author’s imagination or are used fictitiously.

WestBow Press

A Division of Thomas Nelson & Zondervan

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Bloomington, IN 47403

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Because of the dynamic nature of the Internet, any web addresses or links contained in this book may have changed since publication and may no longer be valid. The views expressed in this work are solely those of the author and do not necessarily reflect the views of the publisher, and the publisher hereby disclaims any responsibility for them.

Any people depicted in stock imagery provided by Getty Images are models, and such images are being used for illustrative purposes only.

Certain stock imagery © Getty Images.

Scripture taken from the King James Version of the Bible.

Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.

ISBN: 978-1-9736-8430-5 (sc)

ISBN: 978-1-9736-8429-9 (e)

WestBow Press rev. date: 2/19/2020

CONTENTS

Forward

Introduction

Murph

Murph’s Penny Pinching Principles

What’s in Your Bucket? Spender or Saver

Be not Slothful in Business

We Don’t Go It Alone

A Rare Coin Indeed

Recycling, Refunding, and Reforming Lives

Epilogue

Endnotes

Powerful Principles from Money Talks Coin Characters

DEDICATION

I dedicate this book to three people who have had a huge influence and constant scintillation upon my life: my wife, Nancy Jean; my Dad, Grady Johnson; and my wonderful Mother, Ernie Lee Peggy Johnson, who has gone home. These three people have had a profound impact upon my way of thinking, my attitude in life, and my treatment of other people over the years.

My wife has taught me the importance of how we should treat people. She has also pointed me toward the value of being satisfied with what we have. She has always encouraged me to complain less and be more thankful.

My Dad has encouraged me to be myself. He has emphasized that my greatest source of power comes from God. He has also urged me throughout my life to save money for those dark and dreary days when the well runs dry. Perhaps his biggest statement to me when it comes to pinching pennies is, Learn to cut your ‘wanters’ off. This is a phrase you will see again.

My mother lived her lesson she handed down to me. She was a wonderful mom. Without a doubt, she lived one of the most simple, quiet, practical, and frugal lives on this earth. Fancy clothes, pricey jewelry, expensive cars, and a big house meant absolutely nothing to her. That was just her way. The big spenders and the ostentatious socialites were never her cup of tea; yet she learned a principle that most people never discover—If You Don’t Pinch Your Pennies, They Will Pinch You.

These three people have given me enough ideas and lessons to write a thousand other books. They have left me with such a profound and priceless legacy. So, I gladly and gratefully dedicate this book, Money Talks, If You Don’t Pinch Your Pennies, They Will Pinch You to these great people in my world.

FORWARD

Since my husband was a child, his father has built all sorts of buildings. Some of these buildings were churches. He had a man who built copper steeples back in the 60s and 70s. He had a sheet metal worker, Mr. Hammett, who would solder a penny on two sides of the peak of the steeple. The penny would always be with the head of President Lincoln right-side-up.

Many years ago when my husband was pastor of a church in Southeast Texas, the church replaced one of these older copper steeples with a new fiberglass steeple. He asked for the peak of the old copper steeple to be sawed off from the main steeple; sure enough there were those two pennies with President Lincoln’s head right-side-up. He still proudly owns this part of the steeple with two pennies on it; quite a talking piece we have in our home.

I hope you really enjoy his