For-Profit College Loans Ruined My American Dreams

By Ahmed Ceegaag

This book will be talking about for-profit college admissions and their professors revolutions in the future. I would like to stop discrimination from for-profit colleges. And what is happening to innocent students like me? They have ruined the American Dreams of young people such as new immigrants from African Union, African American minorities, and students who have studied at for-profit colleges.

In this book, I am going to discuss the main problems of for-profit colleges. Why were they harmed by these for-profit colleges own student money or other problems? However, I am looking for a different idea, such as exchanging our current higher education system for a for-profit college charter system.

While its true that our current for-profit schools offer a charming variety of courses with very convenient class times, they are typically unfriendly and inexperienced. For-profit college professors are not patient with their students. It was also true that there are many services available to students if they need help.

• Language: English
• Publisher: Xlibris US
• Release date: Mar 20, 2017
• ISBN: 9781524579821

Ahmed Ceegaag

I am using in this book a position Paper, and defined what is the Obama-care? The Obama-care is going to talking about an Issues for Debate in 2020. Obama-care will had been functioning alongside the Democratic Party administration since 1963. Health-Care does not approached toward the hardwearing permissible. Health-care is going to coordination between in the Middle-class, Poorest citizens in Americans. They should not do numerous belongings satisfactory, and the Democratic Party does not require allies in the Republican Party. What should be happening next in 2017 or 2020?

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Copyright © 2017 by Ahmed Ceegaag.

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Contents

Introduction

1.   I Am a New Immigrant from Somalia in the African Union

2.   Thesis of a New Graduate College or Statement University

3.   For-Profit College Professors and Admissions Cost Student Debt and Could Not Understand the New Immigrant’s Perspective

4.   Due to the Fact that For-Profit Colleges Will Need Regulations and Responsible Defaults and Gain

5.   For-Profit Colleges Have Their Own Business Licenses, but Not Universal College Credit Policies for Grades

6.   Obama vs. Boehner’s Grand Bargain Couldn’t Have Happened As It Had a Cost on the Profit-Making Venture Aspect of It

7.   US Congress Should Work on the Partisanship Legislation to Assist For-Profit College Students’ Institutions

8.   For-Profit Colleges Could Not Have Ruled Federal Loans Policy and Doomed College Reforms

9.   US Congress’s Failure to Put Regulations on Private Banks Led to a Recession and Made Money Gains from For-Profit Colleges

10.   For-Profit Colleges Have Unlimited Price Tags for Federal Loan Policies and Have Worked Nonprofit Organizations for Fund-Raising

11.   US Citizens Will Need to Get a New Social Media Shadow; For-Profit Colleges Made Many Problems and Corruptions

12.   For-Profit Colleges Do Not Have Experience for Their Own Leadership Theory

13.   For-Profit Colleges Do Not Care for Fundamental Rights for US Citizens

14.   US Federal Loans Are Not for Students As Well As Charity, but For-Profit Colleges Free Money

15.   For-Profit Colleges Students Loan Were Going to Applying Loans Forgiveness

16.   For-Profit Colleges That Have Enrollment Annually Hike Their Prices

17.   For-Profit Colleges: Student Loans Should Be Based on Creditworthiness

Introduction

This book will be talking about for-profit college admission and their professor’s revolutions in the future. I would like to stop discrimination from for-profit colleges. And what is happening to innocent students like me? They have ruined young people with American Dreams, such as new immigrants from the African Union, African-Americans minorities, and students who have studied at for-profit colleges.

In this book, I am going to discuss the main problems for-profit colleges have. Why were they harmed by these for-profit colleges own student money or other problems? However, I am looking for a different idea, such as exchanging our current higher educational system for a for-profit college’s charter system. While it’s true that our current for-profit schools offer a charming variety of courses with very convenient class times, they are typically unfriendly and inexperienced. For-profits college professors are not patient with their students. It was also true that there were many services available to students if they needed help.

With that said, why did I decide to write this book? This is a true story and is everything about the New Testament, if God wills, about new policy for-profit colleges. That is why I decided to write my memo; I want to have an appeal against US Congress, Ohio Supreme Court, and US Department of Education on this matter’s issues.

In this book, as you know, many people have believed these things and trusted for-profit colleges or universities that have failed. And they will need change—these professors and for-profit colleges’ structure systems. It’s big, and almost all the professors did not have experience, or were retired professors, when they cheated their own student’s grades like mine.

Author Eugene Bardach supports my memo and says the following:

Writing memo of this kind to yourself is useful not only at the beginning of a project but whenever you feel yourself beginning to drift toward panic or confusion. Following this initial stocktaking, you should think of yourself as designing, executing, and periodically readjusting a research strategy that will exploit certain predictable changes in your potential for gaining and utilizing information. (Bardach, 2012)

I am going to discuss at length my future plan to change for-profit colleges and universities. After six years of experience during that time, I was expecting to get my American Dreams, but my luck and everything else changed in the future. During my last two classes, professors started giving me failing grades even when I had done exactly what they instructed me to do.

In this book, I am going to tell my difficulties story about for-profit college, which started with that assignment that killed my American Dreams. That professor at a for-profit college did not reply to me or grade the work yet, and for-profit colleges have never apologized to me. My professor James Maggio sent an e-mail, and he stated, Your revisions were minor to that unit, but sadly, you did not pass either Question 6 and Question 7. You are only allowed to re-do one question, so you failed the class (Professor Maggio, 4/01/15).

After that, in this book, I am going to define my difficulties and problems since 2015. It has been almost years ago. I reached out to them day by day. The prior week, I filed grade appeals after I got the first discrimination experience in 2014, and I got the second discrimination experience in 2015.

Leading up to this book, I have not gotten good grades in my failed classes from grade-appealing committees, and thanks to all for-profit colleges, because of that discrimination that teacher did to me. US federal loans must get good policies and to good the final results. I have done all the work that is related to those classes. Then I decided to create a new memo, which is a new policy analysis of for-profit college loans, which ruined my American Dreams. These experiences have inspired my exploration, but they are not the subjects of the book. Rather, the text is more concerned with the administrative and technical problems facing higher education today.

As this work begins, I will discuss my personal struggles within higher education problems and detail the main problems I have found from my own perspective. Later, I’ll discuss ways the US government will have to create good policies to make achieving in higher education more difficult than right now. By the end of the book, I’ll describe how these for-profit colleges themselves are not structured and have incentivized against their own students. If God wills it for me, all American students will agree with me.

In chapter 1, I discuss the life of a new immigrant to America and what it takes to adjust to American life, people, culture, and college life.

In chapter 2, I talk about my application process and writing the personal statements for admission into for-profit colleges and universities.

In chapter 3, I try to explain how I joined Ohio State University for undergraduate studies, and the chapter entails comparison of the professors at these two universities.

In chapter 4, I discuss about how graduate and undergraduate debt affects American students’ dreams and how for-profit college education committee in US Congress did not reform for-profit college admissions to for-profit colleges.

In chapter 5, I talk about how, since 2008, many banks went bankrupt; recession had an impact on their achievements. Many partnerships collapsed after the market due to lack of customers. Quite a number of American citizens lost their source of income.

In chapter 6, I discuss the summer of 2011 and 2015, when the White House had an argument with Republican House leaders and Republican Party representatives. The debate and argument sprung from the effort to create a debt ceiling for federal government spending and borrowing since 2003. Thus, this one will not assist students who are in need of loans.

In chapter 7, American citizens and for-profit college students would love to see their government work and serve them well and legislate and hold themselves accountable without prejudgment and unfairness. But this is not happening to for-profit college students.

In chapter 8, I talk about how the US Department of Education did make any rules, regulations, and recommendations pertaining to profit-making colleges. Therefore, it’s the responsibility of the Senate to draft a policy to enhance colleges’ profit-making in order to deal with unscrupulous colleges that charge much money. As a result, students seek alternative funding like grants and subsidized loans to supplement or help pay for costs and expenses.

In chapter 9, I discuss for-profit colleges that aim to make money. They give little consideration to the purpose of their core existence: it is to educate and enlighten the present and future generations.

In chapter 10, I discuss about how for-profit colleges normally get money through fund-raising just like nongovernmental organizations (NGOs). Therefore, they should reduce their fees, or students should get grants, or poor students should be given the opportunity to study for free depending on their score sheet on a quarterly basis.

In chapter 11, I talk about how social media failed to show in American parents and for-profit–college students debt and to defend innocent youth from problems from colleges for profit that stillness them into their fall without any reason. It’s said that mainstream media belongs to the grossly rich US citizens.

In chapter 12, I talk about Kendra Cherry who is an author who writes important and significant articles about the leadership and influences of for-profit colleges. They could insert into their surrounding once and, if they could, understand their rules and the regulations of those whom they serve.

In chapter 13, I discuss about how today, in America, for-profit colleges and universities, both public and private ones, work in environments that are opaque. They collect huge funds and other revenue from students, and how much they collect and what is spent on is not transparent or known to the public or to those who closely work with them. This has to change.

In chapter 14, I discuss the student’s loans—is it a gift from for-profit colleges or a loan to for-profit college students? Perhaps a lot of students misunderstood the foundation, the fine print, and the determination of those loans.

In chapter 15, I talk about how since 2008, student loans require overhaul and restructuring of student loan application process and procedures. Many students understand little about the difference between a loan and loan forgiveness, but rules and regulations will be needed for for-profit college and public university loans. Do for-profit colleges and universities need rules and regulation loans?

In chapter 16, I discuss about how the enrollment to private and public for-profit colleges rises sharply. Considering these processes, there is more money for for-profit colleges, both private and public. They didn’t pace up with the hiring of professors in order to increase the services and reduce the student-teacher ratio.

In chapter 17, I discuss Jackson Toby’s idea, which he spoke about the depressing and sophisticated education in for-profit colleges. Why student loans should be based on creditworthiness? (Jackson, Toby) In his writing, he argued that "student loan(s) givers should treat students just like customers.

In conclusion, for-profit colleges drowned my Americans Dreams when all they wanted to do was use me as a free ATM machine. My education, energy, loans, and my time were forever lost from me.

Where were for-profit university admissions or their professor when cheated me? What do they do to my dreams and all students in America? What should I do for for-profit colleges grades in the future to change their structure as well as systems? I was going to get a great deal of federal funds