Financially Fit Free and Fun

By John Davis and Charles Durham

‘Don’t save what is left after spending, spend what is left after saving.’
Truer words have never been spoken, but in today’s fast-paced world, where we can generally get most things on credit and at the drop of a hat, this is a rule that many people no longer live by.
Financial freedom is something most of us merely dream of. To be financially fit and have fun at the same time, seems unattainable.
If you have a budget and don’t stick to it, they can help. If you are missing bill payments because you are spending on other things, they have a solution. If you are not saving for things, but simply buying them when you want, this book will set you straight. This book doesn’t concentrate on making you rich, but you will become richer for the experience of reading it. So download Financially Fit, Free and Fun today and begin your journey to financial security.

• Language: English
• Publisher: Lulu.com
• Release date: Mar 12, 2016
• ISBN: 9781329967908

John Davis

John Davis is executive director of The Rewilding Institute and editor of Rewilding Earth. He rounds out his living with conservation field work, particularly within New York's Adirondack Park, where he lives. John serves on boards of RESTORE: The North Woods, Eddy Foundation, Champlain Area Trails, Cougar Rewilding Foundation, and Algonquin to Adirondack Conservation Collaborative. He is the author of Big, Wild, and Connected: Scouting an Eastern Wildway from Florida to Quebec and Split Rock Wildway: Scouting the Adirondack Park's Most Diverse Wildlife Corridor.

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Acknowledgements

We would like to express our gratitude to the many people who always believed in us; to all those who provided support, talked things over, read, wrote, offered comments, remarks and assisted in the editing, proofreading, and design.

To our mentors, thanks for always challenging us over the years. The assistance, cooperation, and experience you all provided were essential to developing and growing our endeavors the right way.

In the United States Armed Services, we thank each and everyone we have served with. We are also grateful to those of you that continue to protect our way of life.

To those who took the time to read our book. We appreciate your trust and will do our best to continue to provide valuable information. We hope we have created a product that will be useful and help change your lives for the better.

Finally, we would like to acknowledge with gratitude, the support, and love of our families. You all keep us going, and this book would not have been possible without each of you.

John J. Davis, DSL

Don’t live today based on the mistakes you made yesterday.

About the Authors

Charles and John began their partnership after becoming United States Army Commissioned Warrant Officers. They have served in Iraq and Afghanistan earning numerous awards. With over four decades of Military experience and two decades of Department of Defense contracting OCONUS in a combat zone, it was time for them to look towards the future. The end result was the founding of DDIM, LLC.

DDIM, LLC partners with businesses, State, and Federal agencies to build long-term relationships with organizations that can benefit from its unique abilities.

After the success of DDIM, LLC, Charles and John decided they wanted a platform to share their experiences to help others fulfill their dreams. By working shoulder to shoulder, they crafted this book, to change lives, one person at a time.

Introduction

This book is unlike any personal finance book you’ve ever read. It is a book for everyday people and written by everyday people. Just like other books, it focuses on how to become financially secure. Unlike other books, it doesn’t simply focus on those who want to become rich but also on those who want to pay their bills comfortably and enjoy life.

Unfortunately, millions of people struggle when it comes to managing their personal finances. Traditionally most families don’t discuss finances, schools provide limited educational resources when it comes to money management, and we ignore our financial situations until we are forced to deal with them. Because of these things and others, we have allowed families to be deprived of the quality of life they deserve.

This book will help you improve your financial fitness by explaining the tools needed to keep your money management healthy. This book will coach you on becoming financially free so that you won’t feel confined and burdened when dealing with economic affairs. It will guide you to have financial fun by teaching you to how to enjoy the capital you work hard to earn. Lastly, you will feel empowered as you become financially secure.

Warren Buffett

Don’t save what is left after spending, but spend what is left after saving.

The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.

—T.T. Munger

Financial Fitness

Financial fitness is not pipe dream or a state of mind it’s a reality if you are willing to pursue it and embrace it.

—Will Robinson

Physical Fitness is an essential element of a healthy, robust and vital life. As with our physical fitness, our financial fitness starts with goal oriented solutions, including financial planning with debt management. These days we can’t change the channel without having the latest infomercial torture gadgets AKA,