Credit Repair Secrets Will Fix Your Credit How to Fix Your Credit & How to Boost Your Credit Score; Repair Your Credit Like the Pros; Own a Worry-Free Credit Report!

By Casey Boon

Repair Your Credit Score Without Stress or Panic

Manage Your Credit in Only 10 Minutes Each Month!

What if you could drastically improve your credit score?

Imagine a great credit score that opens you to impressive financial opportunities…

How would your life be different with an extra $500 or $1000 each month…

Credit score enthusiast Casey Boon shows why credit has become so important in today's culture.  She lays out a plan that she used to successfully correct her own past credit difficulties "It is easy to fall into credit problems, the trick is to right them ASAP. There is life after debt".

In this book you will learn:

• Why credit problems creep up on you.
• How to end procrastination.
• How to reduce stress by facing credit issues guilt free.
• How to end your debt SOON.
• How to save money with the DIY approach.
• How to save time for family.
• How you are the captain of your ship.

Buy this book today and repair your credit score without stress or panic!

Pick up this book today by clicking the BUY BUTTON at the top of this page!

• Language: English
• Publisher: Casey Boon
• Release date: Jun 8, 2018
• ISBN: 9781775131434

Book preview

Introduction

People have many concerns when it comes to their credit and how it affects their lives.  You may be one of these people.

This book takes a look at the whole credit dilemma and was created to help a consumer break down the how and why of managing the use of credit.

It is important to analyze and digest the psychology of credit and debt.  When a person understands the ‘why’ of their credit use behaviour, they will have a more firm base to take action repairing their credit score.  It also helps to explain their behaviour, so they do not have to go through life, feeling like a failure.

There actually are a myriad of reasons for people to get stuck in a cycle of debt.  The key is to understand why, then apply the principles laid out in this book, and put in the effort to make the changes necessary to be that person with a good credit rating.

Once you have internalized the psychology of credit and debt, it is necessary to understand how your credit score is determined.  There are a series of formulas that are used to arrive at your credit score.  When you understand this score, you do not have to continuously do calculations.  Having a basic understanding is satisfactory. It is a one-time requirement that will become a part of your knowledge base.

There are many myths that circulate regarding credit and your credit score.  Unfortunately, often, myths get mistaken for the truth.  This book identifies myths and clarifies the nuggets of truth that may be disguised inside said myth.

The characteristics and nature of people with a good credit rating are discussed.

Of course, you cannot have the good without the bad!  There are identifiable characteristics of people who tend to have a poor credit rating. This book outlines the most prominent of these characteristics.

Unfortunately, depression is a fact in our society.  The links between depression and the state of your credit are noted.

There is a cost to having bad credit. This book exposes the primary costs that can add up when dealing with a bad credit rating.

On a more positive note, there are ways that a person can improve their credit score.  Some of these are common sense, most are practical, and these are outlined in this book.

This book will help identify what should and should not be on your credit report. Subsequently, the best methods to initiate the process to remove any errors, or old debts from your credit report are discussed.

Once your credit score is corrected and running in a manner that makes you happy, there will be a need to maintain your rating.

The Psychology of Credit and Debt

When it comes to credit , there are many psychological factors that contribute to the consumers choice to spend money.  Most of these factors are subconscious and effect a buying decision in a fraction of a second.

In the past, when cash was heavily relied upon for a purchase, much time and effort were put into a decision to buy most items.  There was a hands-on relationship with the amount of money needed to purchase things.  Awareness of ones’ current reality was at the forefront of any of these decisions. If you wanted to buy a television, for example, you had to know the total money needed to buy it, then save that amount up, then go buy it for full cash price.

This created an environment where ownership of many things was too far out of reach for the average consumer.  People managed with less property.

In the late 70's and