Leaving the Illusion

By Joseph Plummer

2020 Edition:

Imagine for a moment what it would be like; ten years worth of hard work and a life-long dream, gone. Your self respect and dignity, in shambles. As you question what you're made of, and as you wonder how you'll ever claw your way back to the top, an incredible opportunity presents itself. There is only one catch: It will cost you everything you know about the world around you.

Leaving the Illusion delves into the darkness of an unseen world; a world where the "dominant few" do as they please to the "inferior many" that live beneath them. For the insiders, there is unimaginable wealth, power and privilege. For all others, there is only deception, theft and violence. Given a choice, which group would you join? Are you sure? The price of admission might be more than you can afford.

• Language: English
• Publisher: Joseph Plummer
• Release date: Jul 4, 2015
• ISBN: 9780985728335

Joseph Plummer

Joseph Plummer (born in January, 1970), is a civic-minded writer and entrepreneur who has written on topics ranging from alcohol and drug abuse, to achieving personal and financial success; from general philosophy, to exposing the "power behind the throne" in our once-trusted institutions.His books include: Dishonest Money (about the Federal Reserve System), Leaving the Illusion (a novel about the "dominant class"), Tragedy and Hope 101 (an introduction to Carroll Quigley’s massive tome “Tragedy and Hope”), and Pick Your Pieces (short passages aimed at restoring health and sanity in an increasingly unhealthy/insane world). All books and other writing can be read for free at JoePlummer.com

Book preview

Chapter 1

A Dream Come True

Over a decade of effort had come and gone, and tonight Alex would celebrate. His budget: $50,000. Location: Las Vegas.

He pulled the wrinkled Celebration Checklist from the pocket of his $5,000 suit and wondered if he should pinch himself. Was he dreaming, or was this actually happening?

Luxury hotel suite, $1,500 per night—check

Rental car, Lamborghini, $1,100 per day—check

Wrist candy, $12,000 Rolex Submariner—check

Pocket money, $15,000 cash—check

Dining reservations at a five-star restaurant—check

Female companion, the woman of your dreams—big time check

And, as if on cue, the woman of Alex’s dreams emerged from the hotel suite’s master bedroom. Alex responded with the only two words he could muster: Good god. Maria replied with nothing but a confident smile; it said, Yeah, I thought you might feel that way.

Alex met Maria only a year earlier. She’d been looking for an affordable first home, and one of Alex’s properties caught her attention. Expecting just another potential buyer, his jaw nearly hit the ground when she stepped out of her 1973 Ford pickup. Twenty-three years old, five foot six, and with a body that no man could ever grow tired of admiring, Maria possessed the perfect combination of sexiness and class. That day, she’d worn jeans and a T-shirt. Today, she wore a black strapless dress that hugged her every curve. It didn’t matter what she wore; the effect on Alex was always the same.

Are you sure you don’t want dessert before dinner? she asked as she walked up to Alex, pressing her body tightly against his.

Please, stop, he replied in a tortured voice. You’re going to make me cancel our reservations!

OK. Have it your way, she said playfully. Then, lowering her voice just a bit, she added, But don’t eat too much. . .wouldn’t want you to ruin your appetite. After a brief flirtatious look, she gently pushed him back, turned, and slowly walked away. Mesmerized, his eyes followed her until she disappeared back into the master bedroom. Truth be told, Maria enjoyed tempting Alex. Truth be told, Alex enjoyed being tempted. The game continued during their elevator ride down to the hotel lobby.

Beautiful car, sir, the hotel valet said as he handed Alex the keys to his Lamborghini.

Thanks, man, Alex replied as he slipped him a $20.

Noticing that neither Alex nor Maria had a ring on their finger, the valet decided to take a risk. He leaned in closely and said, And, sir, I hope you don’t take this the wrong way, but your date has got to be one of the most beautiful women I’ve ever seen.

That’s supposed to offend me? Alex replied. Here’s a little something for noticing, he said as he peeled off another $20.

The Lamborghini’s engine roared to life as Alex and Maria headed out on Interstate 15. Though Google Maps said the restaurant was an hour away, the $200,000 sports car got them there in about forty-five minutes.

The maître d’ seated Alex and Maria after a short wait, and though everything about the restaurant was excellent—the atmosphere, the food, the wine, the service—Alex had no intention of dragging this part of the evening out. He had more important things to get to. Specifically, thanks to Maria, he was extremely preoccupied with dessert, which he hoped to follow up with an unforgettable night on the Las Vegas strip—a night that, in turn, would be followed by the first day of the rest of his life. His life as a successful but retired real estate developer turned full-time novelist.

Check, please.

Feeling a little more confident behind the wheel, Alex decided to see what the Lamborghini could do. He merged on the highway and gunned it through a few gears, reaching 120 miles per hour in less than ten seconds. The car felt like it was barely breaking a sweat, so Alex pushed a little harder, up to 150, before he chickened out and dropped back down to 90. Neither of them had ever gone so fast; it was exhilarating. Laughing and smiling like a couple of kids on a roller coaster, they were back at the hotel before they knew it. Their excitement continued as they headed up to their room.

Alex slid his key card into the door, the light turned green, and they entered. He was, again, blown away by the beauty and the size of the suite. A standard hotel room would fit inside the foyer alone. Man, this place is nice, he said. Has to be fourteen hundred square feet.

I want to show you something nice, Maria said. It’s in my favorite room, over here. Walking backward into the huge master bedroom, she motioned with her index finger for Alex to follow. He stopped in the doorway as she walked to the foot of the bed. Turning to face Alex, she asked, So, how’s your appetite?

Alex smiled as she slowly pushed down the right side of her dress, revealing just a little, then a little more, then a little more still until, finally, she pushed the fabric down far enough to reveal the first of two perfectly shaped breasts.

The look on Alex’s face made her smile. After a brief pause, she began the same striptease on the left. Then, with her dress still wrapped around her midsection, she kicked off her high heels and began slowly pushing the tight, black fabric down over her hips. Standing in only her panties and stockings, she lay back on the bed, propped herself up on her elbows, and gave Alex a look that said, Well, I’m waiting.

Balancing on one leg, Alex nearly fell over as he quickly reached down to remove a shoe. He stumbled even worse while removing the second but recovered nicely. Next, he flung his suit jacket across the room and made quick work of both the buttons on his shirt and his belt. Maria simply watched in amusement from the bed. Oh my, she said as his pants hit the floor. But just as Alex started toward the bed, the alarm clock on the nightstand began screeching loudly. Maria crumpled her face a bit as if to say, OK, that’s a bit of a mood killer.

Alex hit the snooze button, but it didn’t work. He pressed it again, but the clock continued to screech away. Frustrated, he picked it up and looked for an off button, but no luck. Ten, twenty, now thirty seconds had passed, and, along with the time, the mood was passing too.

Finally, he yanked the cord out of the wall, but even this didn’t work. The clock, completely dark, continued to wail in his hands. What the hell?

At first, Alex thought the clock might have backup batteries in it, but he couldn’t find any compartment. Just as he was ready to smash it to bits, he turned to check on Maria. The noise was destroying more than the mood; it was somehow making Maria harder and harder to see. First, she began to look blurry and pixilated, but then she disappeared completely.

A second later, Alex sat up straight in his bed, his alarm clock blaring away on the nightstand next to him. He soon realized, with crushing disappointment, that he was back in reality. There had been no Lamborghini, no beautiful hotel suite, and, worst of all, no Maria. He wasn’t a man living his dream; far from it. He was a man living in his mother’s basement.

No, NO, NOOOO! Alex growled, slapping his palms down on the mattress with increasing intensity. Arghhhh! he yelled, slamming his fist down on the alarm clock that had ruined it all. DAMN IT!

After his short tantrum, Alex glanced over to his right and saw the note that he’d taped to his computer exactly six months earlier. It simply read: Write the book.

Depression poured over him. Write the book, he muttered in a dejected voice. Sure. No problem.

Inspired by all the wrong emotions, Alex got out of bed, booted up his computer, opened his daily-journal document, and began typing:

Well, I’ve been back home for six months today, and I’ve accomplished exactly nothing. I was certain I’d have a rough manuscript by now. What a joke. I don’t have a single page typed or even an idea of where to start. I’m pretty sure I’m beginning to hate myself.

He looked around the basement at the mountain of unpacked boxes and was struck by an insight:

I think I just realized why I still haven’t unpacked all this crap. It isn’t because I’ve got more important things to focus on, it’s because I’m too much of a coward to admit I’ve officially moved back in with my mother. Well, guess what douche bag, it is official: You’re a middle-aged man living in your mother’s basement. The sooner you face that, the sooner you’ll be able to focus on those more important things, not the least of which includes writing the damn book!

Alex sat for a moment to consider the thought. It stung, but he knew it was true. He added a quick note to the journal:

Can’t move forward if I don’t face reality.

He reread the short entry, looking over some of the language he’d used: douche bag, hate myself, nothing accomplished. . .My, how things had changed.

Just three years earlier, Alex was on top of the world. He owned real estate valued at nearly $7.5 million. Considering he’d bought his first duplex with a $10,000 loan from his mother, the words douche bag, hate myself, and nothing accomplished were farthest from his mind. Achieving his $10 million goal, which originally seemed absolutely ridiculous, now seemed inevitable. Once reached, he planned to sell all of his properties, pay off all his debts, and, with some luck, still have about $2 million left over. Living off the interest, he could finally begin the life he’d always dreamed of—the life of a full-time and, hopefully, best-selling author.

When Alex started out in 1997, he figured, best-case scenario, he could reach his goal in twenty years, but good things started happening much faster than expected. By 2006, it looked like he could possibly cut his original timeline in half. This was due in part to a handful of idiots who kept warning of a crash in real estate prices. These doom-and-gloom guys, ignoring everything the experts had to say, insisted that real estate was in a bubble that was about to burst.

Alex had no idea what a real estate bubble was, and, frankly, he didn’t care. All he knew was that the fearmongering was scaring some people into selling their properties for less than they were worth—and he jumped on the opportunity. Using his existing properties as collateral, he borrowed and bought like crazy during 2006 and 2007.

If I can continue buying at these low prices, one of his journal entries read, and if property values begin rising again as they did between 1998 and 2005, I’ll be out in a couple years or less!

Then came the crash of 2008. By the time Alex realized what was happening, he was in big trouble. Nearly all of the homes he purchased during 2006 and 2007 were now worth far less than what he’d paid for them. Worse, the homes he’d purchased from 1997 through 2006 (especially the earlier purchases) would have been worth considerably more than what was owed if he hadn’t borrowed against them for his 2006–2007 spending spree. Now, as housing prices plummeted, they, too, were in danger of becoming worth less than what he owed on them.

When the dust finally settled, all of the equity Alex had built up in over a decade’s worth of effort was gone. If he could have sold everything the moment he realized he needed to bail out, he would have escaped with a net worth of about $100,000. Unfortunately, he wasn’t able to sell everything quickly. When his final property sold, he still owed the banks a total of $325,000. After he sold his own home—the only real estate that he owned free and clear—he still owed the banks $50,000.

No home, no equity, living in his mother’s basement with a $50,000 debt hanging around his neck—that’s where Alex was today. All that remained of his hard work was a 1968 Camaro convertible and about $15,000 in savings that he’d managed to stash during the sell-off fiasco. His negotiated payments to the bank totaled $750 per month, and he rented a storage garage for $250. These monthly expenses would exhaust his savings in no time.

Can’t move forward if I don’t face reality, he mumbled. Can’t move forward if I don’t face—

Alex’s soul-searching was unceremoniously interrupted by the sound of his mother’s voice. If he’d been paying attention to the time, he would’ve known it was coming. Every day it was the same routine: Mom left for Dunkin’ Donuts at 10:30 a.m. and sat for two or three hours, drinking coffee and gabbing it up with the girls. However, before she left, she always yelled down to make sure that Alex was awake. Alex was never clear on exactly why she wanted to make sure he was awake. Most likely, she wanted to make sure he wasn’t swinging from the rafters with an I gave up note tied to his foot.

Al–EX? she called, her voice rising a few octaves on the second syllable. Hon– EY? she paused. Are you up?

Yeah, Ma, I’m up, Alex yelled back.

Oh, good. Honey, can you run to the liquor store and pick some stuff up for me? I’ve got a list. The girls are coming over tonight to play cards.

Yeah, Ma. Leave the list on the table.

OK. Thanks, honey. I’ll put it on the table.

OK, Ma.

Thanks, honey.

OK, no problem.

See you later.

OK.

Alex hated it when the girls came over. It was an impossible situation. If he didn’t come out of his cave to say hi, he felt