Seven Crucial Components of a Well Designed I.U.L. (Indexed Universal Life)

By Allen Sanders

The most crucial components to consider when designing an I.U.L. program are more easily framed as questions. Here are the 7 questions an I.U.L. owner needs to consider when creating this contract:
1.How do I get the maximum tax benefits without exceeding IRS guidelines?
2.How do I pick the correct Indexing Option?
3.Which Indexes are available and why should I choose one over the other?
4.What are the Cap Rates and how are they calculated?
5.What is the Minimum Guaranteed Rate?
6.Does the policy have Living Benefit Riders automatically built into the plan?
7.What are the differences between death benefit Option A and death benefit Option B?

• Language: English
• Publisher: Marlayna Glynn Brown
• Release date: Jan 21, 2015
• ISBN: 9781311679819

Allen Sanders

Allen Sanders is a teacher at heart. Following an extensive music education and 6 year music teaching career, Allen decided to pursue the world of financial services in 1999. He enjoys the teaching aspect of the financial arena, and has also been a trainer for financial services professionals across the United States, educating them about the strategies he teaches to his clients. His classroom style seminars and online webinars not only educate but inspire folks to take action with their finances and create for themselves a whole new level of possibility. Allen and his team have consistently been top producers in the financial services business. Allen takes pride in helping his hundreds of clients create comprehensive plans that take into account all risk factors. His clients routinely refer Allen to other friends and family and provide references based on his sincere care for their financial well-being. He serves as a volunteer with organizations like the United Way each year, and has continued his passion for music as a member of a well-known jazz/fusion group. Allen resides in Austin, TX and is the proud father of 13 year old triplets.