End Money Wond'ring!

By Robert Zimmerman

After reading this you will -

... never allow surrender charges to be a factor in making investment decisions,
... never again worry about outliving your money,
... never again worry about the stock market destroying your nest egg,
... never again purchase a traditional nursing home policy,
... never again shop for interest rates on your CD's,
... never again leave money to charity with a will,
... transfer your old annuity accounts into 'tax free' accounts
... give serious consideration to leaving your IRA or 401K accounts to charity,
... would never again overlook the potential of a charitable gift annuity,

• Language: English
• Publisher: Robert Zimmerman
• Release date: Sep 22, 2011
• ISBN: 9781465741448

Book preview

End

Money

Wond’ring

-

Add ‘Certainty’

To Your Financial Life

Robert J. Zimmerman, CFP, MBA

Published by Robert J. Zimmerman at Smashwords

(Copyright 2011 Robert J. Zimmerman

Smashwords Edition, License Notes

This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this ebook with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.

TABLE OF CONTENTS

Introduction

1 What if the gurus are wrong?

2 Would you trade part of your social security check for $500,000?

3 How important is your need for liquidity?

4 Smashing a life insurance illusion!

5 Buy and hold investing – Dead or alive?

6 Does life insurance make sense for a retiree?

7 Why pay attention to interest rates?

8 If you can ignore FDIC!

9 Are you a candidate for conversion?

10 Win back all those stock market losses!

11 Leave charities out of your will!

12 Where does safety come from?

13 Flawed advice for your retirement accounts.!

14 How to eliminate health care uncertainty easily!

INTRODUCTION

The song so plaintively sung by Julie in Carousel goes like this:

What's the use of wond'ring

If he's good or if he's bad

Or if you like the way he wears his hat

Oh, what's the use of wond'ring

If he's good or if he's bad?

He's your feller and you love him,

That's all there is to that.

Life would be easier if you were able to utilize Julie's philosophy to resolve your financial life challenges.

In the 21st century world we have much uncertainty. There are plenty of things happening over which we have absolutely no control. Since we have no control over them, why not follow the advice of Alfred E. Newman whose famous line is

WHAT? ME WORRY?

Much easier said than done, right? There are some people who are professional worriers. They are not happy unless they have something to worry about. God bless them! The world needs folks like that, I suppose. And if you are one of those, the only question for you is this: With all your worries, what have you actually done to make things better for yourself or for humanity?

In the world of personal finance, for example, have you ever taken steps to address the cause of your concerns? Have you actually attempted to identify the cause of your worry, and tried to find out how to resolve it? Have you ever taken advantage of all the information available in the 'information age' on the internet, or taken the easier method of searching out an adviser to trust? Are you too busy worrying to take time out and realize that only action on your part will bring progress? If you put your head in the sand, and hope that all will resolve itself, you could have a long and trying wait for the solution to appear.

This book is intended to be an information source for you. If you are stimulated to further explore any of the ideas on your own, you