Guard Your Money: Become Financially Literate, Save Money, Protect Your Investments and Even Make More Money

By Fred Moutran

Guard your money! This book provides resources for you to become financially literate and take charge of your financial future. Learn how to keep tabs on your credit score, find free stuff, protect the investment you made in your home, save money on items you buy every day and so much more! If you want to start learning how to secure your finances, this book is for you.

• Language: English
• Publisher: Fred Moutran
• Release date: May 17, 2015
• ISBN: 9781310929076

Fred Moutran

Writer, musician, game developer. Fred Moutran is always looking for ways to expand his creative repertoire. Look for more of his works at http://androidsinhell.com

Book preview

Guard Your Money

Become Financially Literate, Save Money, Protect Your Investments and Even Make More Money

by

Fred Moutran

~~~

Smashwords Edition

(Compiled from my writings on bonniebarbieri.com. Reprinted with permission)

Copyright © 2015 by Fred Moutran. All rights reserved.

The information in this book is for informative purposes only and should not be used as a replacement for professional financial advice. Please consult a financial professional before making any major transactions.

Smashwords Edition, License Notes

This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to your favorite ebook retailer and purchase your own copy. Thank you for respecting the hard work of this author.

Table of Contents

Know Finance, Know Savings

Financial Literacy Resources

Guide to Checking Your Credit Score

More Credit Advice

FHA Back to Work Program

Avoiding Regrets Over Your New Home

Be Aware of Taxes and Fees

Dealing With HOAs

Staying on Top of HOA Dues

DIY Tips for Homeowners

Remodeling to Refinance

Go Green, Save Money, and Spruce Up Your Home

Tips for Homeowners: Identifying a Sinkhole

Tips for Homeowners: Protect Yourself Against Sinkholes

Sinkhole Damage? Five Steps to Take NOW

16 Money Saving Tips

More Money Saving Tips

Boundless Textbooks: Learn for Free

BookCaps Book Summaries

Freegal Music and Movies at the Library

Learn Something New for Free

Making Money Writing Online

Know Finance, Know Savings

Being informed about the details and consequences of your financial transactions, especially with regards to real estate, is vital for your ability to be successful with money. This becomes an especially important issue when we see stories like this one from theweek.com. It shows how woefully lacking many people’s knowledge of basic finance can be. Buying or selling real estate is likely to be one of the largest financial transactions most people will ever make. With the amount of money at stake in such a large transaction, it is vital to ensure that you know what you are getting into, or at least that you are working with someone who does. Having a professional who is looking out for your interests can be essential when you have that much money in play. It can be even more essential to heed that advice.

Many sellers, for example, overprice their homes against advice from their real estate agent. Homes then sit on the market, losing valuable time. The longer a home sits on the market, the harder it becomes to sell. Then price cuts become necessary and sellers end up losing more money than they could have gained from the higher price. Many sellers hurt their own cause by not keeping informed.

For buyers, knowing the ins and outs of the basic terms of a mortgage is of the utmost importance. Signing for such a large loan without knowing exactly how the payments work and interest is accrued and things of that nature can lead to financial disaster. One needs look no further than the problems caused for many by balloon payments on adjustable rate mortgages to see how much damage can be done when someone goes into a transaction uninformed.

It is important