Dividend Growth Machine

By Nathan Winklepleck

Hundreds of people have read about the powerful investing strategy shared in these pages. Here are just a few of their comments:

"The book is well written and understandable for anyone with even minimal investing experience." -JCS

"One of the best books on dividend growth investing. I wish I had known about this 10 years ago as I compared my tax-free bonds versus dividend growth investing would have doubled my portfolio if I had followed his books advice." -David

"Thank you for clarifying my thoughts about individual stocks. My stocks have more than quadrupled over the mutual funds which I have had to use the proceeds to live on in my retirement." -Gloria

"An investment strategy that makes sense. The book is short and to the point. Reading it will be time well spent. "

"Dividend investing is an overlooked strategy, and the author makes a very powerful case for why it's the safest way to invest in stock market. It's not a get rich quick scheme, and it's not about speculating which stocks will double their values. It's about investing in stable, historically high-performing companies that pay their earnings out to shareholders. Companies like Johnson & Johnson, Coca-Cola, and others. I'm already employing the strategy in my own investments, but this book gave me a lot of confidence that I'm absolutely doing the right thing. It is short, but there's every bit as much content as a much longer book."

What's it all about?

In this book, investment professional Nathan Winklepleck, RP® will show you a better way to invest.

Through easy-to-understand examples and practical tips, Nathan will show you how anyone can achieve financial independence and investment success through dividend investing. In these pages, you'll discover:

- Why traditional investment strategies fail.
- The most dangerous investment strategy out there right now (and how to avoid it).
- How to dramatically improve your investment results while taking less risk.
- How to outperform most "passive index" strategies.
- How to practically guarantee a positive investment return over the long-term.

If you want to improve your investment returns, spend less time worrying about your money, and strive for complete financial independence - this book is for you!

• Language: English
• Publisher: Nathan Winklepleck
• Release date: Sep 15, 2016
• ISBN: 9781370816330

Book preview

CHAPTER ONE

Introduction

Today’s investors have a lot going against them.

— Lack of education about personal finance and investment-related topics.  Our school systems do a lot of great things.  Unfortunately, teaching young adults how to manage their money is not one of them.  Today’s high school students will graduate with a better understanding of the pythagorean theorem than compound interest.  College students will spend thousands of hours to become engineers, physical therapists, doctors, art teachers, nurses, and chemists.  And they won’t spend a single second learning about how money works and how they can make it work for them.

— A financial services industry with major conflicts of interest.  Knowledge shortcoming shouldn’t be a major issue.  I personally know nothing about my patellar tendon, but I trust that my Physical Therapist can get it back in good working order.  As much as I don’t know about the inner functioning of my cardiovascular system, I’m sure my doctor has me covered.  And if you don’t know jack squat about investing, shouldn’t you just hire a financial advisor to help you?

Unfortunately, it’s not that simple.  Most advisors today are glorified salespeople who are compensated to sell financial products like annuities, mutual funds, and whole life insurance policies — not valuable financial planning advice and investment counseling.  You can’t really blame the advisors, though.  The initial commission for selling an annuity can be upwards of 10%.  Whole life insurance is another major payday for these so-called advisors.

Make sure any financial advisor you hire meets all of the following criteria: (1) Is fee-only — meaning they don’t get paid to sell you products you probably don’t need — not fee-based or commission only and (2) Is a fiduciary — meaning they have a legal obligation to put your interests ahead of their own.  That’s how it should be.

— Increased need for personal savings.  Social Security probably won’t ever go away, but it’s likely to be reformed for those retiring in 2030 and beyond.  If you’re age 40 or younger while reading this book, you can expect your benefits to either be reduced or delayed by a few years.

Fewer and fewer companies are offering pension plans for retirees.  Employees are being relied upon to save for their own retirements.  That can be a daunting task, particularly since the average person is woefully undereducated about basic investing concepts.  I’m hoping this book can help change that for you.

The bottom line is that you cannot rely on the government, your employer, or anyone else to take care of you when your paychecks stop.  It is incredibly important that you start saving for retirement today.  If you are already saving, you need to focus on saving even more.  And if you are currently retired, you need to employ an investment strategy that ensures you will not run out of money.

— Lower future returns.  Stocks have historically returned close to 10% per year.  The slowdown in global economic growth coupled with low interest rates means you probably won’t make 10% in the future.

Research from Vanguard founder Jack Bogle projects a 50/50 balanced portfolio of stocks and bonds will produce 4.5% annual returns in the future compared to 8% over the past 25 years.  And that’s assuming no additional investment fees, which is not the reality for most people.  The majority of Americans invest their money in actively managed mutual funds, which charge an additional 1.2% per year on average.  The average mutual fund investor might end up earning less than 3.5% per year.

That’s pathetic.

This book is all about helping you mitigate or eliminate many of the problems you face.

A Simpler Approach to Investing

The stock market is the greatest wealth-building vehicle the world has ever seen, yet few understand how they can profit from it.  This book is all about helping you get started investing, make better decisions, or just improve your overall knowledge.

The strategy I will outline in this book is not the most exciting strategy.  There are no complicated math formulas to follow or any revolutionary stock-picking techniques.  It’s not a get rich quick method that you will see advertised on TV.  It’s easy-to-understand, straightforward, and focused on long-term results rather than short-term price changes.  It’s the most boring, but predictable way to build wealth over long periods of time investing in common stocks.

It’s better than savings accounts, hiding cash under the mattress, bonds, and annuities.  It’s a simple way to build wealth and safely withdraw money throughout retirement to ensure that you never run out.

If that sounds good to you, then I hope you will join me for the next 47 minutes.  I’d like to introduce

Reviews for Dividend Growth Machine

[William Sherrick Duncan-Binns · Rating: 5 out of 5 stars]

After reading this book, I’ve decided to take up the guitar and chess full time. -WSDB

[A. Betton · Rating: 5 out of 5 stars]

Sincerely enjoyed reading this book! I finally know what investment strategy I’ll be using! Thanks so much for the easily digestible information

[Jose Jerry Ida · Rating: 5 out of 5 stars]

Just found the best strategy to use for my investing journey in stock market. Thank you so much

[Chris Maher · Rating: 4 out of 5 stars]

The young and young at heart forlorn the steady path of compounding with dividends. Only to waste time, commissions and high taxes on short term trades fighting a losing battle, with no edge in the market. Better to buy high quality dividends paying stocks and take up the guitar. This book will open your eyes to an easy path to an almost hands-off money machine!