‘I knew nothing about managing my finances’
Jane Hawkes, 48, is a consumer champion at ladyjaney.co.uk. She lives in Gloucester with her husband Andy, 49, and their two dogs.
In my teens and 20s, I spent beyond my means. I racked up thousands of pounds in credit card debts, lived in my overdraft and used store cards to get cash. I paid for services I didn’t use, snuck new purchases into my wardrobe to hide from my husband and didn’t have the slightest clue how much was in my account.
I didn’t understand the value of money or the significance of saving. I would
