It's easy to set-and-forget your super. You probably opened the account years or even decades ago and made some selections that suited your circumstances at the time. You might not have given it much thought since.
So, now's the time to return your attention to your retirement savings.
A few proactive choices, every so often, around how you want your money invested can make a huge difference to your super balance over time. The right options will depend on how long you have to retirement, your current and future ideal super balance and your risk tolerance.
After you log into your super fund's website, one of the first things to check is whether your fund is receiving any superannuation guarantee entitlements from your employer, if you meet the relevant criteria. If you are 18 or older, or if you are younger than 18 and you work more than 30 hours a week, your employer should contribute 11% of your ordinary time earnings to your super fund. This rule covers full-time, part-time and casual
