The author is an accomplished certified financial planner and has been in practice for several years. He has helped a vast number of people with their investments and financial planning. People nea...view moreThe author is an accomplished certified financial planner and has been in practice for several years. He has helped a vast number of people with their investments and financial planning. People nearing retirement and in retirement have been the focus of his practice. The author has been a leader in the chemical industry for many years and had many personal life experiences, good and bad. It is this leadership, education, and life experience that gives him a well-rounded perspective of the world and how to succeed.view less