Coming home from my teaching job, I opened the door of my new townhouse.
I can’t believe I live here! I squealed with joy.
It was February 2021 and, after scrimping and saving over the last few years, I’d bought my very own place.
Having moved in, I was stoked to be down the road from my parents Brendon, 71, and Julie, 61, and a short drive from my brother Alexander, 33.
I’d always been a good saver, and had never owned a credit card. And now that I was paying off my